{"id":43176,"date":"2026-08-14T09:58:10","date_gmt":"2026-08-14T14:58:10","guid":{"rendered":"https:\/\/www.superbancos.gob.ec\/bancos\/?p=43176"},"modified":"2026-08-17T08:37:14","modified_gmt":"2026-08-17T13:37:14","slug":"normativa-de-la-sb","status":"publish","type":"post","link":"https:\/\/www.superbancos.gob.ec\/bancos\/normativa-de-la-sb\/","title":{"rendered":"Normativa de la SB"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"43176\" class=\"elementor elementor-43176\" data-elementor-post-type=\"post\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-595eec1 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"595eec1\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-91bdbf3\" data-id=\"91bdbf3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<a class=\"eael-wrapper-link-1a3741d --eael-wrapper-link-tag\" href=\"https:\/\/www.superbancos.gob.ec\/bancos\/codificacion-de-las-normas-de-la-sb\/\"><\/a>\t\t\t\t\t<div data-eael-wrapper-link=\"eael-wrapper-link-1a3741d\" data-eael_duration=\"{&quot;transitionDuration&quot;:1000}\" data-eael_easing=\"{&quot;transitionEasing&quot;:&quot;ease&quot;}\" data-eael_hover_duration=\"{&quot;transitionDuration&quot;:1000}\" data-eael_hover_easing=\"{&quot;transitionEasing&quot;:&quot;ease&quot;}\" class=\"eael_hover_effect elementor-element elementor-element-1a3741d eael-infobox-content-align--center eael-infobox-shape-square eael-infobox-hover-img-shape-square elementor-widget elementor-widget-eael-info-box\" data-id=\"1a3741d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;eael_hover_effect_general_settings_easing&quot;:&quot;ease&quot;,&quot;eael_hover_effect_general_settings_hover_easing&quot;:&quot;ease&quot;}\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <a href=\"https:\/\/www.superbancos.gob.ec\/bancos\/codificacion-de-las-normas-de-la-sb\/\">\n\t            <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon\">\n\n                            <img decoding=\"async\" src=\"\" alt=\"\">\n            \n            \n            \n        <\/div>\n            <div class=\"infobox-content\">\n                    <div class=\"infobox-title-section\">\n                <h3 class=\"title\">Codificaci\u00f3n de las Normas de la SB (vigente)<\/h3>            <\/div>\n            <div><h5><a href=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Normas-SB.jpg\"><img decoding=\"async\" class=\"alignnone size-medium wp-image-43177\" src=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Normas-SB-300x112.jpg\" alt=\"\" width=\"300\" height=\"112\" srcset=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Normas-SB-300x112.jpg 300w, https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Normas-SB.jpg 738w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/h5><h5>\u00a0<\/h5><\/div>        <\/div>\n            <\/div>\n\n\t\t            <\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2e6085b\" data-id=\"2e6085b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<a class=\"eael-wrapper-link-541f1d2 --eael-wrapper-link-tag\" href=\"https:\/\/www.superbancos.gob.ec\/bancos\/codificacion-de-resoluciones\/\"><\/a>\t\t\t\t\t<div data-eael-wrapper-link=\"eael-wrapper-link-541f1d2\" data-eael_duration=\"{&quot;transitionDuration&quot;:1000}\" data-eael_easing=\"{&quot;transitionEasing&quot;:&quot;ease&quot;}\" data-eael_hover_duration=\"{&quot;transitionDuration&quot;:1000}\" data-eael_hover_easing=\"{&quot;transitionEasing&quot;:&quot;ease&quot;}\" class=\"eael_hover_effect elementor-element elementor-element-541f1d2 eael-infobox-content-align--center eael-infobox-shape-square eael-infobox-hover-img-shape-square elementor-widget elementor-widget-eael-info-box\" data-id=\"541f1d2\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;eael_hover_effect_general_settings_easing&quot;:&quot;ease&quot;,&quot;eael_hover_effect_general_settings_hover_easing&quot;:&quot;ease&quot;}\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <a href=\"https:\/\/www.superbancos.gob.ec\/bancos\/codificacion-de-resoluciones\/\">\n\t            <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon\">\n\n                            <img decoding=\"async\" src=\"\" alt=\"\">\n            \n            \n            \n        <\/div>\n            <div class=\"infobox-content\">\n                    <div class=\"infobox-title-section\">\n                <h3 class=\"title\">Codificaci\u00f3n de resoluciones (derogadas)<\/h3>            <\/div>\n            <div><h5><a href=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Norma-derogada.webp\"><img decoding=\"async\" class=\"alignnone size-medium wp-image-43178\" src=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Norma-derogada-300x120.webp\" alt=\"\" width=\"300\" height=\"120\" srcset=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Norma-derogada-300x120.webp 300w, https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Norma-derogada-768x306.webp 768w, https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Norma-derogada.webp 1024w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/h5><h5>\u00a0<\/h5><\/div>        <\/div>\n            <\/div>\n\n\t\t            <\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-2cb260c elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2cb260c\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-138df7f\" data-id=\"138df7f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<a class=\"eael-wrapper-link-7cb179c --eael-wrapper-link-tag\" href=\"https:\/\/www.superbancos.gob.ec\/bancos\/resoluciones-y-circulares\/\"><\/a>\t\t\t\t\t<div data-eael-wrapper-link=\"eael-wrapper-link-7cb179c\" data-eael_duration=\"{&quot;transitionDuration&quot;:1000}\" data-eael_easing=\"{&quot;transitionEasing&quot;:&quot;ease&quot;}\" data-eael_hover_duration=\"{&quot;transitionDuration&quot;:1000}\" data-eael_hover_easing=\"{&quot;transitionEasing&quot;:&quot;ease&quot;}\" class=\"eael_hover_effect elementor-element elementor-element-7cb179c eael-infobox-content-align--center eael-infobox-shape-square eael-infobox-hover-img-shape-square elementor-widget elementor-widget-eael-info-box\" data-id=\"7cb179c\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;eael_hover_effect_general_settings_easing&quot;:&quot;ease&quot;,&quot;eael_hover_effect_general_settings_hover_easing&quot;:&quot;ease&quot;}\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <a href=\"https:\/\/www.superbancos.gob.ec\/bancos\/resoluciones-y-circulares\/\">\n\t            <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon\">\n\n                            <img decoding=\"async\" src=\"\" alt=\"\">\n            \n            \n            \n        <\/div>\n            <div class=\"infobox-content\">\n                    <div class=\"infobox-title-section\">\n                <h3 class=\"title\">Resoluciones y circulares<\/h3>            <\/div>\n            <div><h5><a href=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Resoluciones-SB.webp\"><img decoding=\"async\" class=\"alignnone size-medium wp-image-43179\" src=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Resoluciones-SB-300x109.webp\" alt=\"\" width=\"300\" height=\"109\" srcset=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Resoluciones-SB-300x109.webp 300w, https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Resoluciones-SB-768x280.webp 768w, https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Resoluciones-SB.webp 1024w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/h5><h5>\u00a0<\/h5><\/div>        <\/div>\n            <\/div>\n\n\t\t            <\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3be42b0\" data-id=\"3be42b0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<a class=\"eael-wrapper-link-83ea647 --eael-wrapper-link-tag\" href=\"https:\/\/www.superbancos.gob.ec\/bancos\/catalogo-de-cuentas\/\"><\/a>\t\t\t\t\t<div data-eael-wrapper-link=\"eael-wrapper-link-83ea647\" data-eael_duration=\"{&quot;transitionDuration&quot;:1000}\" data-eael_easing=\"{&quot;transitionEasing&quot;:&quot;ease&quot;}\" data-eael_hover_duration=\"{&quot;transitionDuration&quot;:1000}\" data-eael_hover_easing=\"{&quot;transitionEasing&quot;:&quot;ease&quot;}\" class=\"eael_hover_effect elementor-element elementor-element-83ea647 eael-infobox-content-align--center eael-infobox-shape-square eael-infobox-hover-img-shape-square elementor-widget elementor-widget-eael-info-box\" data-id=\"83ea647\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;eael_hover_effect_general_settings_easing&quot;:&quot;ease&quot;,&quot;eael_hover_effect_general_settings_hover_easing&quot;:&quot;ease&quot;}\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <a href=\"https:\/\/www.superbancos.gob.ec\/bancos\/catalogo-de-cuentas\/\">\n\t            <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon\">\n\n                            <img decoding=\"async\" src=\"\" alt=\"\">\n            \n            \n            \n        <\/div>\n            <div class=\"infobox-content\">\n                    <div class=\"infobox-title-section\">\n                <h3 class=\"title\">Cat\u00e1logo de cuentas<\/h3>            <\/div>\n            <div><h5><a href=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Catalogo-cuen.webp\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-43180\" src=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Catalogo-cuen-300x109.webp\" alt=\"\" width=\"300\" height=\"109\" srcset=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Catalogo-cuen-300x109.webp 300w, https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Catalogo-cuen-768x280.webp 768w, https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Catalogo-cuen.webp 1024w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/h5><h5>\u00a0<\/h5><\/div>        <\/div>\n            <\/div>\n\n\t\t            <\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-fb769f6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fb769f6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8548f63\" data-id=\"8548f63\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<a class=\"eael-wrapper-link-60d6882 --eael-wrapper-link-tag\" href=\"https:\/\/www.superbancos.gob.ec\/bancos\/leyes-y-decretos\/\"><\/a>\t\t\t\t\t<div data-eael-wrapper-link=\"eael-wrapper-link-60d6882\" data-eael_duration=\"{&quot;transitionDuration&quot;:1000}\" data-eael_easing=\"{&quot;transitionEasing&quot;:&quot;ease&quot;}\" data-eael_hover_duration=\"{&quot;transitionDuration&quot;:1000}\" data-eael_hover_easing=\"{&quot;transitionEasing&quot;:&quot;ease&quot;}\" class=\"eael_hover_effect elementor-element elementor-element-60d6882 eael-infobox-content-align--center eael-infobox-shape-square eael-infobox-hover-img-shape-square elementor-widget elementor-widget-eael-info-box\" data-id=\"60d6882\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;eael_hover_effect_general_settings_easing&quot;:&quot;ease&quot;,&quot;eael_hover_effect_general_settings_hover_easing&quot;:&quot;ease&quot;}\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <a href=\"https:\/\/www.superbancos.gob.ec\/bancos\/leyes-y-decretos\/\">\n\t            <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon\">\n\n                            <img decoding=\"async\" src=\"\" alt=\"\">\n            \n            \n            \n        <\/div>\n            <div class=\"infobox-content\">\n                    <div class=\"infobox-title-section\">\n                <h3 class=\"title\">Leyes y Decretos<\/h3>            <\/div>\n            <div><h5><a href=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Decretos.webp\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-43181\" src=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Decretos-300x109.webp\" alt=\"\" width=\"300\" height=\"109\" srcset=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Decretos-300x109.webp 300w, https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Decretos-768x280.webp 768w, https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Decretos.webp 1024w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/h5><h5>\u00a0<\/h5><\/div>        <\/div>\n            <\/div>\n\n\t\t            <\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-62252a2\" data-id=\"62252a2\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<a class=\"eael-wrapper-link-7f397cb --eael-wrapper-link-tag\" href=\"https:\/\/www.superbancos.gob.ec\/bancos\/normas-en-consulta\/\"><\/a>\t\t\t\t\t<div data-eael-wrapper-link=\"eael-wrapper-link-7f397cb\" data-eael_duration=\"{&quot;transitionDuration&quot;:1000}\" data-eael_easing=\"{&quot;transitionEasing&quot;:&quot;ease&quot;}\" data-eael_hover_duration=\"{&quot;transitionDuration&quot;:1000}\" data-eael_hover_easing=\"{&quot;transitionEasing&quot;:&quot;ease&quot;}\" class=\"eael_hover_effect elementor-element elementor-element-7f397cb eael-infobox-content-align--center eael-infobox-shape-square eael-infobox-hover-img-shape-square elementor-widget elementor-widget-eael-info-box\" data-id=\"7f397cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;eael_hover_effect_general_settings_easing&quot;:&quot;ease&quot;,&quot;eael_hover_effect_general_settings_hover_easing&quot;:&quot;ease&quot;}\" data-widget_type=\"eael-info-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t            <a href=\"https:\/\/www.superbancos.gob.ec\/bancos\/normas-en-consulta\/\">\n\t            <div class=\"eael-infobox icon-on-top\">\n\t            <div class=\"infobox-icon\">\n\n                            <img decoding=\"async\" src=\"\" alt=\"\">\n            \n            \n            \n        <\/div>\n            <div class=\"infobox-content\">\n                    <div class=\"infobox-title-section\">\n                <h3 class=\"title\">Normas de consulta<\/h3>            <\/div>\n            <div><h5><a href=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Normas-en-con.webp\"><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-medium wp-image-43182\" src=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Normas-en-con-300x105.webp\" alt=\"\" width=\"300\" height=\"105\" srcset=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Normas-en-con-300x105.webp 300w, https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Normas-en-con-768x270.webp 768w, https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/2026\/07\/Normas-en-con.webp 1024w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/a><\/h5><h5>\u00a0<\/h5><\/div>        <\/div>\n            <\/div>\n\n\t\t            <\/a>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Codificaci\u00f3n de las Normas de la SB (vigente) \u00a0 Codificaci\u00f3n de resoluciones (derogadas) \u00a0 Resoluciones y circulares \u00a0 Cat\u00e1logo de cuentas \u00a0 Leyes y Decretos \u00a0 Normas de consulta \u00a0<\/p>\n","protected":false},"author":832,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[65],"tags":[],"class_list":["post-43176","post","type-post","status-publish","format-standard","hentry","category-normativa"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.7 (Yoast SEO v28.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Normativa de la SB - Superintendencia de Bancos<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.superbancos.gob.ec\/bancos\/normativa-de-la-sb\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Normativa de la SB\" \/>\n<meta property=\"og:description\" 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