{"id":1054,"date":"2017-10-05T20:37:30","date_gmt":"2017-10-05T20:37:30","guid":{"rendered":"https:\/\/w-group.tech\/sb\/portalestudios\/?page_id=1054"},"modified":"2025-07-04T15:00:12","modified_gmt":"2025-07-04T20:00:12","slug":"estudios-y-analisis","status":"publish","type":"page","link":"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/estudios-y-analisis\/","title":{"rendered":"Estudios"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"1054\" class=\"elementor elementor-1054\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-e0fc8d7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"e0fc8d7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3a8ca50\" data-id=\"3a8ca50\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5899d10 elementor-cta--skin-cover elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"5899d10\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/08\/capcol.jpg);\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-cta__content\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-content-item elementor-cta__content-item elementor-icon-wrapper elementor-cta__icon elementor-view-framed elementor-shape-circle elementor-animated-item--grow\">\n\t\t\t\t\t\t<div class=\"elementor-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"icon icon-folders1\"><\/i>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t<h2 class=\"elementor-cta__title elementor-cta__content-item elementor-content-item elementor-animated-item--grow\">Estudios<\/h2>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-cta__description elementor-cta__content-item elementor-content-item elementor-animated-item--grow\">\n\t\t\t\t\t\tLa Superintendencia de Bancos publica estudios especializados, y an\u00e1lisis sobre el desempe\u00f1o y la evoluci\u00f3n de las <br>entidades financieras y del sistema de seguridad social para el debate acad\u00e9mico, toma de decisiones en materia<br>  financieray la conformaci\u00f3n de perspectivas sobre los sectores controlados.\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-f9c010e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f9c010e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8528330\" data-id=\"8528330\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-ef252dd elementor-widget elementor-widget-heading\" data-id=\"ef252dd\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Libros Especializados<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-311e29f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"311e29f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-aee69ae\" data-id=\"aee69ae\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6b1bbb8 elementor-widget elementor-widget-hotspot\" data-id=\"6b1bbb8\" data-element_type=\"widget\" data-settings=\"{&quot;hotspot&quot;:[{&quot;_id&quot;:&quot;dfc52bd&quot;,&quot;hotspot_link&quot;:{&quot;url&quot;:&quot;https:\\\/\\\/bit.ly\\\/3pn959e&quot;,&quot;is_external&quot;:&quot;on&quot;,&quot;nofollow&quot;:&quot;&quot;,&quot;custom_attributes&quot;:&quot;&quot;},&quot;hotspot_icon&quot;:{&quot;value&quot;:&quot;fas fa-arrow-down&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;hotspot_tooltip_content&quot;:&quot;&lt;p&gt;Click para ver el libro&lt;\\\/p&gt;&quot;,&quot;hotspot_offset_x&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:49,&quot;sizes&quot;:[]},&quot;hotspot_offset_y&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:9,&quot;sizes&quot;:[]},&quot;hotspot_label&quot;:&quot;&quot;,&quot;hotspot_icon_position&quot;:null,&quot;hotspot_icon_spacing&quot;:null,&quot;hotspot_custom_size&quot;:&quot;no&quot;,&quot;hotspot_width&quot;:null,&quot;hotspot_height&quot;:null,&quot;hotspot_horizontal&quot;:&quot;left&quot;,&quot;hotspot_vertical&quot;:&quot;top&quot;,&quot;hotspot_tooltip_position&quot;:&quot;no&quot;,&quot;hotspot_position&quot;:null,&quot;hotspot_tooltip_width&quot;:null,&quot;hotspot_tooltip_text_wrap&quot;:null}],&quot;tooltip_trigger&quot;:&quot;mouseenter&quot;,&quot;tooltip_animation&quot;:&quot;e-hotspot--fade-grow&quot;,&quot;tooltip_position&quot;:&quot;top&quot;}\" data-widget_type=\"hotspot.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"390\" height=\"523\" src=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2024\/10\/libro-1.png\" class=\"attachment-large size-large wp-image-8848\" alt=\"\" srcset=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2024\/10\/libro-1.png 390w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2024\/10\/libro-1-224x300.png 224w\" sizes=\"(max-width: 390px) 100vw, 390px\" \/>\n\t\t\t\t\t\t<a class=\"e-hotspot elementor-repeater-item-dfc52bd  e-hotspot--position-left e-hotspot--position-top e-hotspot--link  e-hotspot--icon\" href=\"https:\/\/bit.ly\/3pn959e\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t<div class=\"e-hotspot__button e-hotspot--soft-beat\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"e-hotspot__icon\"><i class=\"fas fa-arrow-down\"><\/i><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"e-hotspot__tooltip  e-hotspot--tooltip-position e-hotspot--fade-grow \" >\n\t\t\t\t\t\t<p>Click para ver el libro<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t<\/a>\n\n\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-85fb766\" data-id=\"85fb766\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-17cbcf6 elementor-widget elementor-widget-hotspot\" data-id=\"17cbcf6\" data-element_type=\"widget\" data-settings=\"{&quot;hotspot&quot;:[{&quot;_id&quot;:&quot;dfc52bd&quot;,&quot;hotspot_link&quot;:{&quot;url&quot;:&quot;https:\\\/\\\/bit.ly\\\/32mIOyR&quot;,&quot;is_external&quot;:&quot;on&quot;,&quot;nofollow&quot;:&quot;&quot;,&quot;custom_attributes&quot;:&quot;&quot;},&quot;hotspot_icon&quot;:{&quot;value&quot;:&quot;fas fa-arrow-down&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;hotspot_tooltip_content&quot;:&quot;&lt;p&gt;Click para ver el libro&lt;\\\/p&gt;&quot;,&quot;hotspot_offset_x&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:49,&quot;sizes&quot;:[]},&quot;hotspot_offset_y&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:9,&quot;sizes&quot;:[]},&quot;hotspot_label&quot;:&quot;&quot;,&quot;hotspot_icon_position&quot;:null,&quot;hotspot_icon_spacing&quot;:null,&quot;hotspot_custom_size&quot;:&quot;no&quot;,&quot;hotspot_width&quot;:null,&quot;hotspot_height&quot;:null,&quot;hotspot_horizontal&quot;:&quot;left&quot;,&quot;hotspot_vertical&quot;:&quot;top&quot;,&quot;hotspot_tooltip_position&quot;:&quot;no&quot;,&quot;hotspot_position&quot;:null,&quot;hotspot_tooltip_width&quot;:null,&quot;hotspot_tooltip_text_wrap&quot;:null}],&quot;tooltip_trigger&quot;:&quot;mouseenter&quot;,&quot;tooltip_animation&quot;:&quot;e-hotspot--fade-grow&quot;,&quot;tooltip_position&quot;:&quot;top&quot;}\" data-widget_type=\"hotspot.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<img decoding=\"async\" width=\"390\" height=\"543\" src=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2024\/10\/libro-2-e1737135287927.png\" class=\"attachment-medium_large size-medium_large wp-image-8850\" alt=\"\" \/>\n\t\t\t\t\t\t<a class=\"e-hotspot elementor-repeater-item-dfc52bd  e-hotspot--position-left e-hotspot--position-top e-hotspot--link  e-hotspot--icon\" href=\"https:\/\/bit.ly\/32mIOyR\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t<div class=\"e-hotspot__button e-hotspot--soft-beat\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"e-hotspot__icon\"><i class=\"fas fa-arrow-down\"><\/i><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"e-hotspot__tooltip  e-hotspot--tooltip-position e-hotspot--fade-grow \" >\n\t\t\t\t\t\t<p>Click para ver el libro<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t<\/a>\n\n\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-32c96e2\" data-id=\"32c96e2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28cb7bd elementor-widget elementor-widget-hotspot\" data-id=\"28cb7bd\" data-element_type=\"widget\" data-settings=\"{&quot;hotspot&quot;:[{&quot;_id&quot;:&quot;dfc52bd&quot;,&quot;hotspot_link&quot;:{&quot;url&quot;:&quot;https:\\\/\\\/bit.ly\\\/3FbL3mT&quot;,&quot;is_external&quot;:&quot;on&quot;,&quot;nofollow&quot;:&quot;&quot;,&quot;custom_attributes&quot;:&quot;&quot;},&quot;hotspot_icon&quot;:{&quot;value&quot;:&quot;fas fa-arrow-down&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;hotspot_tooltip_content&quot;:&quot;&lt;p&gt;Click para ver el libro&lt;\\\/p&gt;&quot;,&quot;hotspot_offset_x&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:49,&quot;sizes&quot;:[]},&quot;hotspot_offset_y&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:9,&quot;sizes&quot;:[]},&quot;hotspot_label&quot;:&quot;&quot;,&quot;hotspot_icon_position&quot;:null,&quot;hotspot_icon_spacing&quot;:null,&quot;hotspot_custom_size&quot;:&quot;no&quot;,&quot;hotspot_width&quot;:null,&quot;hotspot_height&quot;:null,&quot;hotspot_horizontal&quot;:&quot;left&quot;,&quot;hotspot_vertical&quot;:&quot;top&quot;,&quot;hotspot_tooltip_position&quot;:&quot;no&quot;,&quot;hotspot_position&quot;:null,&quot;hotspot_tooltip_width&quot;:null,&quot;hotspot_tooltip_text_wrap&quot;:null}],&quot;tooltip_trigger&quot;:&quot;mouseenter&quot;,&quot;tooltip_animation&quot;:&quot;e-hotspot--fade-grow&quot;,&quot;tooltip_position&quot;:&quot;top&quot;}\" data-widget_type=\"hotspot.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<img decoding=\"async\" width=\"331\" height=\"473\" src=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2024\/10\/libro-3.png\" class=\"attachment-medium_large size-medium_large wp-image-8858\" alt=\"\" srcset=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2024\/10\/libro-3.png 331w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2024\/10\/libro-3-210x300.png 210w\" sizes=\"(max-width: 331px) 100vw, 331px\" \/>\n\t\t\t\t\t\t<a class=\"e-hotspot elementor-repeater-item-dfc52bd  e-hotspot--position-left e-hotspot--position-top e-hotspot--link  e-hotspot--icon\" href=\"https:\/\/bit.ly\/3FbL3mT\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t<div class=\"e-hotspot__button e-hotspot--soft-beat\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"e-hotspot__icon\"><i class=\"fas fa-arrow-down\"><\/i><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"e-hotspot__tooltip  e-hotspot--tooltip-position e-hotspot--fade-grow \" >\n\t\t\t\t\t\t<p>Click para ver el libro<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t<\/a>\n\n\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-cc76b63\" data-id=\"cc76b63\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c5fc378 elementor-widget elementor-widget-hotspot\" data-id=\"c5fc378\" data-element_type=\"widget\" data-settings=\"{&quot;hotspot&quot;:[{&quot;_id&quot;:&quot;dfc52bd&quot;,&quot;hotspot_link&quot;:{&quot;url&quot;:&quot;https:\\\/\\\/www.superbancos.gob.ec\\\/bancos\\\/wp-content\\\/uploads\\\/downloads\\\/2020\\\/09\\\/LIBRO-INCLUSION-FINANCIERA-Y-DESARROLLO-3.pdf&quot;,&quot;is_external&quot;:&quot;on&quot;,&quot;nofollow&quot;:&quot;&quot;,&quot;custom_attributes&quot;:&quot;&quot;},&quot;hotspot_icon&quot;:{&quot;value&quot;:&quot;fas fa-arrow-down&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;hotspot_tooltip_content&quot;:&quot;&lt;p&gt;Click para ver el libro&lt;\\\/p&gt;&quot;,&quot;hotspot_offset_x&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:49,&quot;sizes&quot;:[]},&quot;hotspot_offset_y&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:9,&quot;sizes&quot;:[]},&quot;hotspot_label&quot;:&quot;&quot;,&quot;hotspot_icon_position&quot;:null,&quot;hotspot_icon_spacing&quot;:null,&quot;hotspot_custom_size&quot;:&quot;no&quot;,&quot;hotspot_width&quot;:null,&quot;hotspot_height&quot;:null,&quot;hotspot_horizontal&quot;:&quot;left&quot;,&quot;hotspot_vertical&quot;:&quot;top&quot;,&quot;hotspot_tooltip_position&quot;:&quot;no&quot;,&quot;hotspot_position&quot;:null,&quot;hotspot_tooltip_width&quot;:null,&quot;hotspot_tooltip_text_wrap&quot;:null}],&quot;tooltip_trigger&quot;:&quot;mouseenter&quot;,&quot;tooltip_animation&quot;:&quot;e-hotspot--fade-grow&quot;,&quot;tooltip_position&quot;:&quot;top&quot;}\" data-widget_type=\"hotspot.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"204\" height=\"293\" src=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2020\/12\/libro-inclusion-financiera.png\" class=\"attachment-medium_large size-medium_large wp-image-4953\" alt=\"\" \/>\n\t\t\t\t\t\t<a class=\"e-hotspot elementor-repeater-item-dfc52bd  e-hotspot--position-left e-hotspot--position-top e-hotspot--link  e-hotspot--icon\" href=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/downloads\/2020\/09\/LIBRO-INCLUSION-FINANCIERA-Y-DESARROLLO-3.pdf\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t<div class=\"e-hotspot__button e-hotspot--soft-beat\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"e-hotspot__icon\"><i class=\"fas fa-arrow-down\"><\/i><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"e-hotspot__tooltip  e-hotspot--tooltip-position e-hotspot--fade-grow \" >\n\t\t\t\t\t\t<p>Click para ver el libro<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t<\/a>\n\n\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-20 elementor-top-column elementor-element elementor-element-5af4545\" data-id=\"5af4545\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2ea5a82 elementor-widget elementor-widget-hotspot\" data-id=\"2ea5a82\" data-element_type=\"widget\" data-settings=\"{&quot;hotspot&quot;:[{&quot;_id&quot;:&quot;dfc52bd&quot;,&quot;hotspot_link&quot;:{&quot;url&quot;:&quot;https:\\\/\\\/www.superbancos.gob.ec\\\/bancos\\\/wp-content\\\/uploads\\\/downloads\\\/2020\\\/09\\\/LIBRO-INCLUSION-FINANCIERA-Y-DESARROLLO-3.pdf&quot;,&quot;is_external&quot;:&quot;on&quot;,&quot;nofollow&quot;:&quot;&quot;,&quot;custom_attributes&quot;:&quot;&quot;},&quot;hotspot_icon&quot;:{&quot;value&quot;:&quot;fas fa-arrow-down&quot;,&quot;library&quot;:&quot;fa-solid&quot;},&quot;hotspot_tooltip_content&quot;:&quot;&lt;p&gt;Click para ver el libro&lt;\\\/p&gt;&quot;,&quot;hotspot_offset_x&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:49,&quot;sizes&quot;:[]},&quot;hotspot_offset_y&quot;:{&quot;unit&quot;:&quot;%&quot;,&quot;size&quot;:9,&quot;sizes&quot;:[]},&quot;hotspot_label&quot;:&quot;&quot;,&quot;hotspot_icon_position&quot;:null,&quot;hotspot_icon_spacing&quot;:null,&quot;hotspot_custom_size&quot;:&quot;no&quot;,&quot;hotspot_width&quot;:null,&quot;hotspot_height&quot;:null,&quot;hotspot_horizontal&quot;:&quot;left&quot;,&quot;hotspot_vertical&quot;:&quot;top&quot;,&quot;hotspot_tooltip_position&quot;:&quot;no&quot;,&quot;hotspot_position&quot;:null,&quot;hotspot_tooltip_width&quot;:null,&quot;hotspot_tooltip_text_wrap&quot;:null}],&quot;tooltip_trigger&quot;:&quot;mouseenter&quot;,&quot;tooltip_animation&quot;:&quot;e-hotspot--fade-grow&quot;,&quot;tooltip_position&quot;:&quot;top&quot;}\" data-widget_type=\"hotspot.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"204\" height=\"293\" src=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2020\/12\/libro-propuesta-estrategica2.png\" class=\"attachment-medium_large size-medium_large wp-image-4958\" alt=\"\" \/>\n\t\t\t\t\t\t<a class=\"e-hotspot elementor-repeater-item-dfc52bd  e-hotspot--position-left e-hotspot--position-top e-hotspot--link  e-hotspot--icon\" href=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/downloads\/2020\/09\/LIBRO-INCLUSION-FINANCIERA-Y-DESARROLLO-3.pdf\" target=\"_blank\">\n\n\t\t\t\t\t\t\t\t<div class=\"e-hotspot__button e-hotspot--soft-beat\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"e-hotspot__icon\"><i class=\"fas fa-arrow-down\"><\/i><\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"e-hotspot__tooltip  e-hotspot--tooltip-position e-hotspot--fade-grow \" >\n\t\t\t\t\t\t<p>Click para ver el libro<\/p>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\n\t\t\t<\/a>\n\n\t\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-0580614 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"0580614\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-37a6038\" data-id=\"37a6038\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9c13753 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"9c13753\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-cb18207 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cb18207\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7d80fb2\" data-id=\"7d80fb2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e3f8f55 elementor-widget elementor-widget-heading\" data-id=\"e3f8f55\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Boletines de Inclusi\u00f3n Financiera<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-4d911a8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"4d911a8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-14ec1cf\" data-id=\"14ec1cf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-73309ac elementor-widget elementor-widget-wpcp-shareonedrive\" data-id=\"73309ac\" data-element_type=\"widget\" data-widget_type=\"wpcp-shareonedrive.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id='wpcp-3e00765b09e5d87e5b169ba26732683c' class='wpcp-container'><div id='ShareoneDrive' class=' files  wpcp-has-scroll-to-top' data-module-id='wpcp-3e00765b09e5d87e5b169ba26732683c' style='display:none'><noscript><div class='ShareoneDrive-nojsmessage'>Para ver este contenido, necesita tener activado JavaScript en su navegador.<br\/><a href='http:\/\/www.enable-javascript.com\/' target='_blank'>Para hacerlo, siga las siguientes instrucciones<\/a>.<\/div><\/noscript><div class='wpcp-module ShareoneDrive files jsdisabled wpcp-thumb-view'  id='ShareoneDrive-3e00765b09e5d87e5b169ba26732683c' data-token='3e00765b09e5d87e5b169ba26732683c' data-account-id='341c37a6-daa9-4b83-adad-506b00ccb984' data-drive-id='b!Iz-mji9B1EqK1eiAuGWU7x82x3m7uftFja_xK_rSLWY6gLR41EOqTYg222Ho8lwD' data-id='' data-org-id='' data-path='bnVsbA==' data-org-path='bnVsbA==' data-source='8493f403bd042ccf136204a57162d3d6' data-sort='datetaken:desc' data-list='files' data-query='' data-lightboxnav='1' data-lightboxthumbs='1' data-layout='grid' data-action='0'  ><div class=\"wpcp-browser-container wpcp-browser-tree--init wpcp-no-tree wpcp-browser--init\" style=\"width:100%;max-width:100%;\">\r\n    <div class=\"wpcp-browser-container-tree\" data-show-tree='0'>\r\n        <div class=\"wpcp-container-overlay\"><\/div>\r\n        <div class=\"nav-header\">\r\n            <a class=\"nav-tree-toggle entry-info-button\" tabindex=\"0\" title=\"Mostrar \u00e1rbol de carpetas\">\r\n                <i class=\"eva eva-arrowhead-left-outline\"><\/i>\r\n            <\/a>\r\n        <\/div>\r\n        <div class=\"wpcp-browser-tree\"><\/div>\r\n    <\/div>\r\n    <div class=\"wpcp-browser-container-content\">\r\n                <div class=\"nav-header nav-header-has-breadcrumb\">            <a class=\"nav-tree-toggle entry-info-button\" tabindex=\"0\" title=\"Mostrar \u00e1rbol de carpetas\">\r\n                <i class=\"eva eva-arrowhead-left-outline\"><\/i>\r\n            <\/a>\r\n            <a class=\"nav-home entry-info-button\" title=\"Vuelva a la carpeta de inicio\" tabindex=\"0\">\r\n                <i class=\"eva eva-home-outline\"><\/i>\r\n            <\/a>\r\n            <div class=\"nav-title\">Cargando...<\/div>\r\n                        <a class=\"nav-search entry-info-button\" tabindex=\"0\">\r\n                <i class=\"eva eva-search\"><\/i>\r\n            <\/a>\r\n\r\n            <div class=\"tippy-content-holder search-wrapper\">\r\n                <a class=\"search-icon search-submit\" href=\"javascript:;\"><i class=\"eva eva-search\"><\/i><\/a>\r\n                <input class=\"search-input\" name=\"q\" type=\"search\" autocomplete=\"off\" size=\"40\" aria-label=\"Buscar\" placeholder=\"B\u00fasqueda de archivos y contenido\" \/>\r\n                <a class=\"search-remove\" href=\"javascript:;\" title=\"Limpiar\"><i class=\"eva eva-close\"><\/i><\/a>\r\n            <\/div>\r\n            \r\n\r\n            <a class=\"nav-sort entry-info-button\" title=\"Opciones de orden\">\r\n                <i class=\"eva eva-options\"><\/i>\r\n            <\/a>\r\n            <div class=\"tippy-content-holder sort-div\">\r\n                <ul class='nav-sorting-list'>\r\n                    <li><a class=\"nav-sorting-field nav-name \" data-field=\"name\" title=\"Nombre\">\r\n                            Nombre                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-size \" data-field=\"size\" title=\"Tama\u00f1o\">\r\n                            Tama\u00f1o                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-modified \" data-field=\"modified\" title=\"Modificado\">\r\n                            Modificado                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-datetaken sort-selected\" data-field=\"datetaken\" title=\"Fecha de creaci\u00f3n\">\r\n                            Fecha de creaci\u00f3n                        <\/a>\r\n                    <\/li>\r\n                    <li class=\"list-separator\">&nbsp;<\/li>\r\n                    <li><a class=\"nav-sorting-order nav-asc \" data-order=\"asc\" title=\"Ascendente\">\r\n                            Ascendente                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-order nav-desc sort-selected\" data-order=\"desc\" title=\"Descendente\">\r\n                            Descendente                        <\/a>\r\n                    <\/li>\r\n                <\/ul>\r\n            <\/div>\r\n\r\n            <a class=\"nav-gear entry-info-button\" title=\"M\u00e1s acciones\">\r\n                <i class=\"eva eva-more-vertical-outline\"><\/i>\r\n            <\/a>\r\n            <div class=\"tippy-content-holder gear-div\" data-token=\"3e00765b09e5d87e5b169ba26732683c\">\r\n                <ul data-id=\"3e00765b09e5d87e5b169ba26732683c\">\r\n\r\n                                        <li style=\"display: none\"><a class=\"nav-layout nav-layout-grid\" title=\"Ver como rejilla\">\r\n                            <i class=\"eva eva-grid-outline eva-lg\"><\/i>Ver como rejilla                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-layout nav-layout-list\" title=\"Ver como lista\">\r\n                            <i class=\"eva eva-list-outline eva-lg\"><\/i>Ver como lista                        <\/a>\r\n                    <\/li>\r\n                                        <li class='gear-menu-no-options' style=\"display: none\"><a><i class='eva eva-info-outline eva-lg'><\/i>No hay opciones...<\/a><\/li>\r\n                <\/ul>\r\n            <\/div>\r\n                        <a class=\"nav-refresh entry-info-button\" title=\"Actualizar\">\r\n                <i class=\"eva eva-sync\"><\/i>\r\n            <\/a>\r\n                    <\/div>        <div class=\"wpcp-container-content\">\r\n            <div class=\"loading initialize\">                <svg class=\"loader-spinner\" viewBox=\"25 25 50 50\">\r\n                    <circle class=\"path\" cx=\"50\" cy=\"50\" r=\"20\" fill=\"none\" stroke-width=\"3\" stroke-miterlimit=\"10\"><\/circle>\r\n                <\/svg>\r\n                            <\/div>\r\n            <div class=\"ajax-filelist\" style=\"\">\r\n                <div class='files'>\r\n                    <div class=\"folders-container\"><div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                    <div class=\"files-container\"><div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div class=\"scroll-to-top\">\r\n                <button class=\"scroll-to-top-action button button-round-icon secondary button-round-icon-lg button-shadow-3\" type=\"button\" title=\"Ir arriba\" aria-expanded=\"false\"><i class=\"eva eva-arrow-upward-outline eva-2x\"><\/i><\/button>\r\n                            <\/div>\r\n            <div class=\"wpcp-browser-container-info\">\r\n                <div class=\"wpcp-container-overlay\"><\/div>\r\n                <div class=\"wpcp-info-content\">\r\n                    <div class=\"wpcp-info-close entry-info-button\">\r\n                        <i class=\"eva eva-close eva-lg\" aria-hidden=\"true\"><\/i>\r\n                    <\/div>\r\n                    <div class=\"wpcp-info-thumbnail\"><\/div>\r\n                    <div class=\"wpcp-info-list\"><\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div><\/div><\/div><div class='wpcp-module-script'><script type='text\/javascript'>if (typeof(jQuery) !== 'undefined' && typeof(jQuery.cp) !== 'undefined' && typeof(jQuery.cp.ShareoneDrive) === 'function') { jQuery('#ShareoneDrive-3e00765b09e5d87e5b169ba26732683c').ShareoneDrive(ShareoneDrive_vars); };<\/script><\/div><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-8f81aeb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8f81aeb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c257e9d elementor-hidden-desktop\" data-id=\"c257e9d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3ff32db elementor-widget elementor-widget-heading\" data-id=\"3ff32db\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Publicaciones<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-94b33a8 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"94b33a8\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a2f35b elementor-hidden-desktop elementor-hidden-tablet elementor-hidden-mobile elementor-widget elementor-widget-eael-adv-tabs\" data-id=\"2a2f35b\" data-element_type=\"widget\" data-widget_type=\"eael-adv-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <div data-scroll-on-click=\"no\" data-scroll-speed=\"300\" id=\"eael-advance-tabs-2a2f35b\" class=\"eael-advance-tabs eael-tabs-horizontal  \" data-tabid=\"2a2f35b\">\n            <div class=\"eael-tabs-nav \">\n                <ul class=\"eael-tab-top-icon\" role=\"tablist\">\n                                            <li id=\"libros-especializados\" class=\" eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"libros-especializados-tab\" aria-expanded=\"false\">\n                            \n                                                                <i class=\"fas fa-book\"><\/i>                                                            \n                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >Libros Especializados<\/span>                                                    <\/li>\n                                            <li id=\"inclusion\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"inclusion-tab\" aria-expanded=\"false\">\n                            \n                                                                <i class=\"icon icon-document\"><\/i>                                                            \n                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >Bolet\u00edn de Inclusi\u00f3n Financiera<\/span>                                                    <\/li>\n                                            <li id=\"reporte-de-estabilidad-financiera\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"reporte-de-estabilidad-financiera-tab\" aria-expanded=\"false\">\n                            \n                                                                <i class=\"icon icon-save-money\"><\/i>                                                            \n                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >Reporte de Estabilidad Financiera<\/span>                                                    <\/li>\n                                            <li id=\"memoria-institucional\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"memoria-institucional-tab\" aria-expanded=\"false\">\n                            \n                                                                <i class=\"fas fa-building\"><\/i>                                                            \n                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >Memoria Institucional<\/span>                                                    <\/li>\n                    \n                                  <\/ul>\n            <\/div>\n            \n            <div class=\"eael-tabs-content\">\n\t\t        \n                    <div id=\"libros-especializados-tab\" class=\"clearfix eael-tab-content-item \" data-title-link=\"libros-especializados-tab\">\n\t\t\t\t        <p>En esta secci\u00f3n compartimos con ustedes textos, material de consulta, el mismo que ha sido elaborado por personal experto de la Superintendencia de Bancos y que est\u00e1n basados en estudios de la academia:<\/p>\n<table id=\"tablepress-82\" class=\"tablepress tablepress-id-82\">\n<thead>\n<tr class=\"row-1\">\n\t<th class=\"column-1\">Libros Especializados<\/th><td class=\"column-2\"><\/td><td class=\"column-3\"><\/td>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2021<\/td><td class=\"column-2\"><\/td><td class=\"column-3\"><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><a href=\"https:\/\/bit.ly\/3pn959e\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/01\/libro-metodologia-estadistica.png\" alt=\"\" width=\"203\" height=\"294\" class=\"alignnone size-full wp-image-5945\" \/><\/a><\/td><td class=\"column-2\"><a href=\"https:\/\/bit.ly\/32mIOyR\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/01\/libro-apuntes-seguridad-social.png\" alt=\"\" width=\"203\" height=\"294\" class=\"alignnone size-full wp-image-5946\" \/><\/a><\/td><td class=\"column-3\"><a href=\"https:\/\/bit.ly\/3FbL3mT\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/01\/libro-sbr-en-pandemia.png\" alt=\"\" width=\"203\" height=\"294\" class=\"alignnone size-full wp-image-5944\" \/><\/a><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><\/td><td class=\"column-3\"><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><\/td><td class=\"column-3\"><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2020<\/td><td class=\"column-2\"><\/td><td class=\"column-3\"><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><a href=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/downloads\/2020\/09\/LIBRO-INCLUSION-FINANCIERA-Y-DESARROLLO-3.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2020\/12\/libro-inclusion-financiera.png\" alt=\"\" width=\"204\" height=\"293\" class=\"alignnone size-full wp-image-4953\" \/><\/a><\/td><td class=\"column-2\"><a href=\"https:\/\/www.superbancos.gob.ec\/bancos\/wp-content\/uploads\/downloads\/2020\/08\/SB-PROPUESTA-ESTRATEGICA-2.pdf\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2020\/12\/libro-propuesta-estrategica2.png\" alt=\"\" width=\"204\" height=\"293\" class=\"alignnone size-full wp-image-4958\" \/><\/a><\/td><td class=\"column-3\"><\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><\/td><td class=\"column-3\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-82 from cache -->                    <\/div>\n\t\t        \n                    <div id=\"inclusion-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"inclusion-tab\">\n\t\t\t\t        <p>El bolet\u00edn trimestral es elaborado por la Superintendencia de Bancos, contiene una recopilaci\u00f3n y an\u00e1lisis de indicadores de inclusi\u00f3n financiera y es publicado con fines informativos y acad\u00e9micos para conocer el estado actual de inclusi\u00f3n financiera en los bancos p\u00fablicos y privados del Ecuador, con informaci\u00f3n de la oferta en t\u00e9rminos de acceso, uso, educaci\u00f3n financiera y protecci\u00f3n al cliente.<\/p>\n<table id=\"tablepress-86\" class=\"tablepress tablepress-id-86\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"4\" class=\"column-1\">BOLETINES TRIMESTRALES<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/boletin-de-inclusion-financiera-bi-acceso\/\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/estadisticas.superbancos.gob.ec\/portalestadistico\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icon-acceso.jpeg\" alt=\"\" width=\"200\" height=\"200\" class=\"alignnone size-full wp-image-6198\" srcset=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icon-acceso.jpeg 400w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icon-acceso-150x150.jpeg 150w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icon-acceso-300x300.jpeg 300w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icon-acceso-230x230.jpeg 230w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icon-acceso-350x350.jpeg 350w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><\/a><\/td><td class=\"column-2\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/boletin-de-inclusion-financiera-bi-acceso-2\/\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/estadisticas.superbancos.gob.ec\/portalestadistico\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-uso.jpeg\" alt=\"\" width=\"200\" height=\"200\" class=\"alignnone size-full wp-image-6165\" srcset=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-uso.jpeg 400w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-uso-150x150.jpeg 150w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-uso-300x300.jpeg 300w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-uso-230x230.jpeg 230w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-uso-350x350.jpeg 350w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><\/a><\/td><td class=\"column-3\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/boletin-de-inclusion-financiera-bi-acceso-3\/\"><img loading=\"lazy\" decoding=\"async\" src=\"http:\/\/estadisticas.superbancos.gob.ec\/portalestadistico\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-educacion-financiera.jpeg\" alt=\"\" width=\"200\" height=\"200\" class=\"alignnone size-full wp-image-6195\" srcset=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-educacion-financiera.jpeg 400w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-educacion-financiera-150x150.jpeg 150w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-educacion-financiera-300x300.jpeg 300w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-educacion-financiera-230x230.jpeg 230w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-educacion-financiera-350x350.jpeg 350w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><\/a><\/td><td class=\"column-4\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/boletin-de-inclusion-financiera-bi-acceso-3-2\/\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/estadisticas.superbancos.gob.ec\/portalestadistico\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-proteccion-al-cliente.jpeg\" alt=\"\" width=\"200\" height=\"200\" class=\"alignnone size-full wp-image-6167\" srcset=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-proteccion-al-cliente.jpeg 400w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-proteccion-al-cliente-150x150.jpeg 150w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-proteccion-al-cliente-300x300.jpeg 300w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-proteccion-al-cliente-230x230.jpeg 230w, https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/2022\/02\/icono-proteccion-al-cliente-350x350.jpeg 350w\" sizes=\"(max-width: 200px) 100vw, 200px\" \/><\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-86 from cache --><p>\u00a0<\/p><div id='wpcp-c3a644e3f1cddd9c400f576aef6c3422' class='wpcp-container'><div id='ShareoneDrive' class=' files  wpcp-has-scroll-to-top' data-module-id='wpcp-c3a644e3f1cddd9c400f576aef6c3422' style='display:none'><noscript><div class='ShareoneDrive-nojsmessage'>Para ver este contenido, necesita tener activado JavaScript en su navegador.<br\/><a href='http:\/\/www.enable-javascript.com\/' target='_blank'>Para hacerlo, siga las siguientes instrucciones<\/a>.<\/div><\/noscript><div class='wpcp-module ShareoneDrive files jsdisabled wpcp-list-view'  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<\/a>\r\n        <\/div>\r\n        <div class=\"wpcp-browser-tree\"><\/div>\r\n    <\/div>\r\n    <div class=\"wpcp-browser-container-content\">\r\n                <div class=\"nav-header nav-header-has-breadcrumb\">            <a class=\"nav-tree-toggle entry-info-button\" tabindex=\"0\" title=\"Mostrar \u00e1rbol de carpetas\">\r\n                <i class=\"eva eva-arrowhead-left-outline\"><\/i>\r\n            <\/a>\r\n            <a class=\"nav-home entry-info-button\" title=\"Vuelva a la carpeta de inicio\" tabindex=\"0\">\r\n                <i class=\"eva eva-home-outline\"><\/i>\r\n            <\/a>\r\n            <div class=\"nav-title\">Cargando&#8230;<\/div>\r\n                        <a class=\"nav-search entry-info-button\" tabindex=\"0\">\r\n                <i class=\"eva eva-search\"><\/i>\r\n            <\/a>\r\n\r\n            <div class=\"tippy-content-holder search-wrapper\">\r\n                <a class=\"search-icon search-submit\" href=\"javascript:;\"><i class=\"eva eva-search\"><\/i><\/a>\r\n                <input class=\"search-input\" name=\"q\" type=\"search\" autocomplete=\"off\" size=\"40\" aria-label=\"Buscar\" placeholder=\"B\u00fasqueda de archivos y contenido\" \/>\r\n                <a class=\"search-remove\" href=\"javascript:;\" title=\"Limpiar\"><i class=\"eva eva-close\"><\/i><\/a>\r\n            <\/div>\r\n            \r\n\r\n            <a class=\"nav-sort entry-info-button\" title=\"Opciones de orden\">\r\n                <i class=\"eva eva-options\"><\/i>\r\n            <\/a>\r\n            <div class=\"tippy-content-holder sort-div\">\r\n                <ul class='nav-sorting-list'>\r\n                    <li><a class=\"nav-sorting-field nav-name \" data-field=\"name\" title=\"Nombre\">\r\n                            Nombre                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-size \" data-field=\"size\" title=\"Tama\u00f1o\">\r\n                       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class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div class=\"scroll-to-top\">\r\n                <button class=\"scroll-to-top-action button button-round-icon secondary button-round-icon-lg button-shadow-3\" type=\"button\" title=\"Ir arriba\" aria-expanded=\"false\"><i class=\"eva eva-arrow-upward-outline eva-2x\"><\/i><\/button>\r\n                            <\/div>\r\n            <div class=\"wpcp-browser-container-info\">\r\n                <div class=\"wpcp-container-overlay\"><\/div>\r\n                <div class=\"wpcp-info-content\">\r\n                    <div class=\"wpcp-info-close entry-info-button\">\r\n                        <i class=\"eva eva-close eva-lg\" aria-hidden=\"true\"><\/i>\r\n                    <\/div>\r\n                    <div class=\"wpcp-info-thumbnail\"><\/div>\r\n                    <div class=\"wpcp-info-list\"><\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div><\/div><\/div><div class='wpcp-module-script'><script type='text\/javascript'>if (typeof(jQuery) !== 'undefined' && typeof(jQuery.cp) !== 'undefined' && typeof(jQuery.cp.ShareoneDrive) === 'function') { jQuery('#ShareoneDrive-c3a644e3f1cddd9c400f576aef6c3422').ShareoneDrive(ShareoneDrive_vars); };<\/script><\/div><\/div>                    <\/div>\n\t\t        \n                    <div id=\"reporte-de-estabilidad-financiera-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"reporte-de-estabilidad-financiera-tab\">\n\t\t\t\t        <p>El Reporte de Estabilidad Financiera tiene por objetivo fundamental, analizar los distintos riesgos que asume el sistema financiero y su exposici\u00f3n ante los mismos, con el objetivo de contribuir a su estabilidad; facilitando de esta manera la toma de decisiones de pol\u00edtica macro y micro prudenciales para el sistema financiero nacional.<\/p>\n<table id=\"tablepress-76\" class=\"tablepress tablepress-id-76\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"5\" class=\"column-1\">REPORTE DE ESTABILIDAD POR A\u00d1OS<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2019-2020<\/td><td class=\"column-2\"><\/td><td class=\"column-3\"><\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2021\/04\/reporte-estabilidad-2019-2020-2.pdf\" target=\"_blank\">Diciembre<\/a><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2018<\/td><td class=\"column-2\"><\/td><td class=\"column-3\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2019\/03\/reporte_estabilidad_jun_2018.pdf\">Junio<\/a><\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2019\/10\/reporte_estabilidad_dic_2018.pdf\">Diciembre<\/a><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2017<\/td><td class=\"column-2\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2019\/01\/reporte_estabilidad_mar_2017.pdf\">Marzo<\/a><\/td><td class=\"column-3\"><\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2019\/01\/reporte_estabilidad_dic_2017.pdf\">Diciembre<\/a><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2016<\/td><td class=\"column-2\"><\/td><td class=\"column-3\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2019\/01\/reporte_estabilidad_jun_2016.pdf\">Junio<\/a><\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2015<\/td><td class=\"column-2\"><\/td><td class=\"column-3\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2019\/01\/reporte_estabilidad_jun_2015.pdf\">Junio<\/a><\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2019\/01\/reporte_estabilidad_dic_2015.pdf\">Diciembre<\/a><\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2014<\/td><td class=\"column-2\"><\/td><td class=\"column-3\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2019\/01\/reporte_estabilidad_2014.pdf\">Junio<\/a><\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2013<\/td><td class=\"column-2\"><\/td><td class=\"column-3\"><\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2019\/01\/reporte_estabilidad_2013.pdf\">Diciembre<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-76 from cache -->                    <\/div>\n\t\t        \n                    <div id=\"memoria-institucional-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"memoria-institucional-tab\">\n\t\t\t\t        <p><span class=\"Estilo_a2\">La elaboraci\u00f3n de la Memoria Anual, se constituye en un documento que\u00a0<\/span>resume las principales acciones emprendidas por la Instituci\u00f3n en materia\u00a0de supervisi\u00f3n, control y actividades colaterales inherentes al accionar de\u00a0la actividad financiera.<\/p>\n<table id=\"tablepress-75\" class=\"tablepress tablepress-id-75\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"5\" class=\"column-1\">HISTORICO MEMORIAS INSTITUCIONALES<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2017<\/td><td class=\"column-2\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2019\/01\/Memoria_2017.pdf\">Memoria Marzo 2017<\/a><\/td><td class=\"column-3\"><\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2016<\/td><td class=\"column-2\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2019\/01\/Memoria_2016.pdf\">Memoria Marzo 2016<\/a><\/td><td class=\"column-3\"><\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2014<\/td><td class=\"column-2\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2019\/01\/Memoria_2014_final.pdf\">Memoria Marzo 2014<\/a><\/td><td class=\"column-3\"><\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2013<\/td><td class=\"column-2\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2019\/01\/SBS-MEMORIA-2013.pdf\">Memoria Marzo 2013<\/a><\/td><td class=\"column-3\"><\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2012<\/td><td class=\"column-2\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2019\/01\/informe_ejecutivo_memoria_2012.pdf\">Memoria Marzo 2012<\/a><\/td><td class=\"column-3\"><\/td><td class=\"column-4\"><\/td><td class=\"column-5\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-75 from cache -->                    <\/div>\n\t\t                    <\/div>\n        <\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-be5771e elementor-widget elementor-widget-heading\" data-id=\"be5771e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Banca Privada<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d0f0d84 elementor-widget elementor-widget-eael-adv-tabs\" data-id=\"d0f0d84\" data-element_type=\"widget\" data-widget_type=\"eael-adv-tabs.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t        <div data-scroll-on-click=\"no\" data-scroll-speed=\"300\" id=\"eael-advance-tabs-d0f0d84\" class=\"eael-advance-tabs eael-tabs-vertical eael-tab-auto-active \" data-tabid=\"d0f0d84\">\n            <div class=\"eael-tabs-nav \">\n                <ul class=\"eael-tab-top-icon\" role=\"tablist\">\n                                            <li id=\"anlisis-de-cosechas\" class=\" eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"true\" data-tab=\"1\" role=\"tab\" tabindex=\"0\" aria-controls=\"anlisis-de-cosechas-tab\" aria-expanded=\"false\">\n                            \n                                                        \n                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >An\u00e1lisis de Cosechas<\/span>                                                    <\/li>\n                                            <li id=\"anlisis-de-matrices-de-transicin\" class=\" eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"2\" role=\"tab\" tabindex=\"-1\" aria-controls=\"anlisis-de-matrices-de-transicin-tab\" aria-expanded=\"false\">\n                            \n                                                        \n                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >An\u00e1lisis de Matrices de Transici\u00f3n<\/span>                                                    <\/li>\n                                            <li id=\"anlisis-dupont\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"3\" role=\"tab\" tabindex=\"-1\" aria-controls=\"anlisis-dupont-tab\" aria-expanded=\"false\">\n                            \n                                                        \n                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >An\u00e1lisis Dupont<\/span>                                                    <\/li>\n                                            <li id=\"comportamiento-crediticio-sectorial\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"4\" role=\"tab\" tabindex=\"-1\" aria-controls=\"comportamiento-crediticio-sectorial-tab\" aria-expanded=\"false\">\n                            \n                                                        \n                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >Comportamiento Crediticio Sectorial<\/span>                                                    <\/li>\n                                            <li id=\"comportamiento-financiero\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"5\" role=\"tab\" tabindex=\"-1\" aria-controls=\"comportamiento-financiero-tab\" aria-expanded=\"false\">\n                            \n                                                        \n                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >Comportamiento Financiero<\/span>                                                    <\/li>\n                                            <li id=\"fichas-crediticias-sectoriales\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"6\" role=\"tab\" tabindex=\"-1\" aria-controls=\"fichas-crediticias-sectoriales-tab\" aria-expanded=\"false\">\n                            \n                                                        \n                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >Fichas Crediticias Sectoriales<\/span>                                                    <\/li>\n                                            <li id=\"interconexiones\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"7\" role=\"tab\" tabindex=\"-1\" aria-controls=\"interconexiones-tab\" aria-expanded=\"false\">\n                            \n                                                        \n                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >Interconexiones<\/span>                                                    <\/li>\n                                            <li id=\"pruebas-de-tensin\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"8\" role=\"tab\" tabindex=\"-1\" aria-controls=\"pruebas-de-tensin-tab\" aria-expanded=\"false\">\n                            \n                                                        \n                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >Pruebas de Tensi\u00f3n<\/span>                                                    <\/li>\n                                            <li id=\"estudios-especializados\" class=\"inactive eael-tab-item-trigger eael-tab-nav-item\" aria-selected=\"false\" data-tab=\"9\" role=\"tab\" tabindex=\"-1\" aria-controls=\"estudios-especializados-tab\" aria-expanded=\"false\">\n                            \n                                                        \n                            \n                                                            <span class=\"eael-tab-title title-after-icon\" >Estudios Especializados<\/span>                                                    <\/li>\n                    \n                                  <\/ul>\n            <\/div>\n            \n            <div class=\"eael-tabs-content\">\n\t\t        \n                    <div id=\"anlisis-de-cosechas-tab\" class=\"clearfix eael-tab-content-item \" data-title-link=\"anlisis-de-cosechas-tab\">\n\t\t\t\t        <p>Analiza la\u00a0 evoluci\u00f3n de la cartera\u00a0 bruta con calificaci\u00f3n diferente a \u201cA\u201d en los segmentos comercial, consumo y microcr\u00e9dito a fin de evaluar su deterioro en el tiempo.<\/p><div id='wpcp-19022e0770bef5a4e09203966434a0f4' class='wpcp-container'><div id='ShareoneDrive' class=' files  wpcp-has-scroll-to-top' data-module-id='wpcp-19022e0770bef5a4e09203966434a0f4' style='display:none'><noscript><div class='ShareoneDrive-nojsmessage'>Para ver este contenido, necesita tener activado JavaScript en su navegador.<br\/><a href='http:\/\/www.enable-javascript.com\/' target='_blank'>Para hacerlo, siga las siguientes instrucciones<\/a>.<\/div><\/noscript><div class='wpcp-module ShareoneDrive files 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eva-arrowhead-left-outline\"><\/i>\r\n            <\/a>\r\n        <\/div>\r\n        <div class=\"wpcp-browser-tree\"><\/div>\r\n    <\/div>\r\n    <div class=\"wpcp-browser-container-content\">\r\n                <div class=\"nav-header nav-header-has-breadcrumb\">            <a class=\"nav-tree-toggle entry-info-button\" tabindex=\"0\" title=\"Mostrar \u00e1rbol de carpetas\">\r\n                <i class=\"eva eva-arrowhead-left-outline\"><\/i>\r\n            <\/a>\r\n            <a class=\"nav-home entry-info-button\" title=\"Vuelva a la carpeta de inicio\" tabindex=\"0\">\r\n                <i class=\"eva eva-home-outline\"><\/i>\r\n            <\/a>\r\n            <div class=\"nav-title\">Cargando&#8230;<\/div>\r\n                        <a class=\"nav-search entry-info-button\" tabindex=\"0\">\r\n                <i class=\"eva eva-search\"><\/i>\r\n            <\/a>\r\n\r\n            <div class=\"tippy-content-holder search-wrapper\">\r\n                <a class=\"search-icon search-submit\" href=\"javascript:;\"><i class=\"eva eva-search\"><\/i><\/a>\r\n                <input class=\"search-input\" name=\"q\" type=\"search\" autocomplete=\"off\" size=\"40\" aria-label=\"Buscar\" placeholder=\"B\u00fasqueda de archivos y contenido\" \/>\r\n                <a class=\"search-remove\" href=\"javascript:;\" title=\"Limpiar\"><i class=\"eva eva-close\"><\/i><\/a>\r\n            <\/div>\r\n            \r\n\r\n            <a class=\"nav-sort entry-info-button\" title=\"Opciones de orden\">\r\n                <i class=\"eva eva-options\"><\/i>\r\n            <\/a>\r\n            <div class=\"tippy-content-holder sort-div\">\r\n                <ul class='nav-sorting-list'>\r\n                    <li><a class=\"nav-sorting-field nav-name sort-selected\" data-field=\"name\" title=\"Nombre\">\r\n                            Nombre                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-size \" 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class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                    <div class=\"files-container\"><div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div class=\"scroll-to-top\">\r\n                <button class=\"scroll-to-top-action button button-round-icon secondary button-round-icon-lg button-shadow-3\" type=\"button\" title=\"Ir arriba\" aria-expanded=\"false\"><i class=\"eva eva-arrow-upward-outline eva-2x\"><\/i><\/button>\r\n                            <\/div>\r\n            <div class=\"wpcp-browser-container-info\">\r\n                <div class=\"wpcp-container-overlay\"><\/div>\r\n                <div class=\"wpcp-info-content\">\r\n                    <div class=\"wpcp-info-close entry-info-button\">\r\n                        <i class=\"eva eva-close eva-lg\" aria-hidden=\"true\"><\/i>\r\n                    <\/div>\r\n                    <div class=\"wpcp-info-thumbnail\"><\/div>\r\n                    <div class=\"wpcp-info-list\"><\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div><\/div><\/div><div class='wpcp-module-script'><script type='text\/javascript'>if (typeof(jQuery) !== 'undefined' && typeof(jQuery.cp) !== 'undefined' && typeof(jQuery.cp.ShareoneDrive) === 'function') { jQuery('#ShareoneDrive-19022e0770bef5a4e09203966434a0f4').ShareoneDrive(ShareoneDrive_vars); };<\/script><\/div><\/div>                    <\/div>\n\t\t        \n                    <div id=\"anlisis-de-matrices-de-transicin-tab\" class=\"clearfix eael-tab-content-item \" data-title-link=\"anlisis-de-matrices-de-transicin-tab\">\n\t\t\t\t        <p>Refleja las probabilidades de que grupo de cr\u00e9dito cambie de calificaci\u00f3n en un periodo determinado.<\/p><div id='wpcp-abf18b7c5f47c7166d573d1603378b4a' class='wpcp-container'><div id='ShareoneDrive' class=' files  wpcp-has-scroll-to-top' data-module-id='wpcp-abf18b7c5f47c7166d573d1603378b4a' style='display:none'><noscript><div class='ShareoneDrive-nojsmessage'>Para ver este contenido, necesita tener activado JavaScript en su navegador.<br\/><a href='http:\/\/www.enable-javascript.com\/' target='_blank'>Para hacerlo, siga las siguientes instrucciones<\/a>.<\/div><\/noscript><div class='wpcp-module ShareoneDrive files jsdisabled wpcp-list-view'  id='ShareoneDrive-abf18b7c5f47c7166d573d1603378b4a' data-token='abf18b7c5f47c7166d573d1603378b4a' data-account-id='341c37a6-daa9-4b83-adad-506b00ccb984' data-drive-id='b!Iz-mji9B1EqK1eiAuGWU7x82x3m7uftFja_xK_rSLWY6gLR41EOqTYg222Ho8lwD' data-id='' data-org-id='' data-path='bnVsbA==' data-org-path='bnVsbA==' data-source='fa894eb4785265b41e88975d8e15925a' data-sort='datetaken:desc' data-list='files' data-query='' data-lightboxnav='1' data-lightboxthumbs='1' data-layout='list' data-action='0'  ><div class=\"wpcp-browser-container wpcp-browser-tree--init wpcp-no-tree wpcp-browser--init\" style=\"width:100%;max-width:100%;\">\r\n    <div class=\"wpcp-browser-container-tree\" data-show-tree='0'>\r\n        <div class=\"wpcp-container-overlay\"><\/div>\r\n        <div class=\"nav-header\">\r\n            <a class=\"nav-tree-toggle entry-info-button\" tabindex=\"0\" title=\"Mostrar \u00e1rbol de carpetas\">\r\n                <i class=\"eva eva-arrowhead-left-outline\"><\/i>\r\n            <\/a>\r\n        <\/div>\r\n        <div class=\"wpcp-browser-tree\"><\/div>\r\n    <\/div>\r\n    <div class=\"wpcp-browser-container-content\">\r\n                <div class=\"nav-header nav-header-has-breadcrumb\">            <a class=\"nav-tree-toggle entry-info-button\" tabindex=\"0\" title=\"Mostrar \u00e1rbol de carpetas\">\r\n                <i class=\"eva eva-arrowhead-left-outline\"><\/i>\r\n            <\/a>\r\n            <a class=\"nav-home entry-info-button\" title=\"Vuelva a la carpeta de inicio\" tabindex=\"0\">\r\n                <i class=\"eva eva-home-outline\"><\/i>\r\n            <\/a>\r\n            <div class=\"nav-title\">Cargando&#8230;<\/div>\r\n                        <a class=\"nav-search entry-info-button\" tabindex=\"0\">\r\n                <i class=\"eva eva-search\"><\/i>\r\n            <\/a>\r\n\r\n            <div class=\"tippy-content-holder search-wrapper\">\r\n                <a class=\"search-icon search-submit\" href=\"javascript:;\"><i class=\"eva eva-search\"><\/i><\/a>\r\n                <input class=\"search-input\" name=\"q\" type=\"search\" autocomplete=\"off\" size=\"40\" aria-label=\"Buscar\" placeholder=\"B\u00fasqueda de archivos y contenido\" \/>\r\n                <a class=\"search-remove\" href=\"javascript:;\" title=\"Limpiar\"><i class=\"eva eva-close\"><\/i><\/a>\r\n            <\/div>\r\n            \r\n\r\n            <a class=\"nav-sort entry-info-button\" title=\"Opciones de orden\">\r\n                <i class=\"eva eva-options\"><\/i>\r\n            <\/a>\r\n            <div class=\"tippy-content-holder sort-div\">\r\n                <ul class='nav-sorting-list'>\r\n                    <li><a class=\"nav-sorting-field nav-name \" data-field=\"name\" title=\"Nombre\">\r\n                            Nombre                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-size \" data-field=\"size\" title=\"Tama\u00f1o\">\r\n                            Tama\u00f1o                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-modified \" data-field=\"modified\" title=\"Modificado\">\r\n                            Modificado                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-datetaken sort-selected\" data-field=\"datetaken\" title=\"Fecha de creaci\u00f3n\">\r\n                            Fecha de creaci\u00f3n                        <\/a>\r\n                    <\/li>\r\n                    <li class=\"list-separator\">&nbsp;<\/li>\r\n                    <li><a class=\"nav-sorting-order nav-asc \" data-order=\"asc\" title=\"Ascendente\">\r\n                            Ascendente                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-order nav-desc sort-selected\" data-order=\"desc\" title=\"Descendente\">\r\n                            Descendente                        <\/a>\r\n                    <\/li>\r\n                <\/ul>\r\n            <\/div>\r\n\r\n            <a class=\"nav-gear entry-info-button\" title=\"M\u00e1s acciones\">\r\n                <i class=\"eva eva-more-vertical-outline\"><\/i>\r\n            <\/a>\r\n            <div class=\"tippy-content-holder gear-div\" data-token=\"abf18b7c5f47c7166d573d1603378b4a\">\r\n                <ul data-id=\"abf18b7c5f47c7166d573d1603378b4a\">\r\n\r\n                                        <li style=\"display: none\"><a class=\"nav-layout nav-layout-grid\" title=\"Ver como rejilla\">\r\n                            <i class=\"eva eva-grid-outline eva-lg\"><\/i>Ver como rejilla                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-layout nav-layout-list\" title=\"Ver como lista\">\r\n                            <i class=\"eva eva-list-outline eva-lg\"><\/i>Ver como lista                        <\/a>\r\n                    <\/li>\r\n                                        <li class='gear-menu-no-options' style=\"display: none\"><a><i class='eva eva-info-outline eva-lg'><\/i>No hay opciones&#8230;<\/a><\/li>\r\n                <\/ul>\r\n            <\/div>\r\n                        <a class=\"nav-refresh entry-info-button\" title=\"Actualizar\">\r\n                <i class=\"eva eva-sync\"><\/i>\r\n            <\/a>\r\n                    <\/div>        <div class=\"wpcp-container-content\">\r\n            <div class=\"loading initialize\">                <svg class=\"loader-spinner\" viewBox=\"25 25 50 50\">\r\n                    <circle class=\"path\" cx=\"50\" cy=\"50\" r=\"20\" fill=\"none\" stroke-width=\"3\" stroke-miterlimit=\"10\"><\/circle>\r\n                <\/svg>\r\n                            <\/div>\r\n            <div class=\"ajax-filelist\" style=\"\">\r\n                <div class='files'>\r\n                    <div class=\"folders-container\"><div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                    <div class=\"files-container\"><div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div class=\"scroll-to-top\">\r\n                <button class=\"scroll-to-top-action button button-round-icon secondary button-round-icon-lg button-shadow-3\" type=\"button\" title=\"Ir arriba\" aria-expanded=\"false\"><i class=\"eva eva-arrow-upward-outline eva-2x\"><\/i><\/button>\r\n                            <\/div>\r\n            <div class=\"wpcp-browser-container-info\">\r\n                <div class=\"wpcp-container-overlay\"><\/div>\r\n                <div class=\"wpcp-info-content\">\r\n                    <div class=\"wpcp-info-close entry-info-button\">\r\n                        <i class=\"eva eva-close eva-lg\" aria-hidden=\"true\"><\/i>\r\n                    <\/div>\r\n                    <div class=\"wpcp-info-thumbnail\"><\/div>\r\n                    <div class=\"wpcp-info-list\"><\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div><\/div><\/div><div class='wpcp-module-script'><script type='text\/javascript'>if (typeof(jQuery) !== 'undefined' && typeof(jQuery.cp) !== 'undefined' && typeof(jQuery.cp.ShareoneDrive) === 'function') { jQuery('#ShareoneDrive-abf18b7c5f47c7166d573d1603378b4a').ShareoneDrive(ShareoneDrive_vars); };<\/script><\/div><\/div>                    <\/div>\n\t\t        \n                    <div id=\"anlisis-dupont-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"anlisis-dupont-tab\">\n\t\t\t\t        <p>Analiza el origen de la rentabilidad del patrimonio en t\u00e9rminos anuales en base a la relaci\u00f3n de partidas de los balances general y de resultados.<\/p><div id='wpcp-be186d572eb527ffbbeee4e534fa7ea6' class='wpcp-container'><div id='ShareoneDrive' class=' files  wpcp-has-scroll-to-top' data-module-id='wpcp-be186d572eb527ffbbeee4e534fa7ea6' style='display:none'><noscript><div class='ShareoneDrive-nojsmessage'>Para ver este contenido, necesita tener activado JavaScript en su navegador.<br\/><a href='http:\/\/www.enable-javascript.com\/' target='_blank'>Para hacerlo, siga las siguientes instrucciones<\/a>.<\/div><\/noscript><div class='wpcp-module ShareoneDrive files jsdisabled wpcp-list-view'  id='ShareoneDrive-be186d572eb527ffbbeee4e534fa7ea6' data-token='be186d572eb527ffbbeee4e534fa7ea6' data-account-id='341c37a6-daa9-4b83-adad-506b00ccb984' data-drive-id='b!Iz-mji9B1EqK1eiAuGWU7x82x3m7uftFja_xK_rSLWY6gLR41EOqTYg222Ho8lwD' data-id='' data-org-id='' data-path='bnVsbA==' data-org-path='bnVsbA==' data-source='c3516e8c54a0e5c0f921c7d514816dcc' data-sort='name:desc' data-list='files' data-query='' data-lightboxnav='1' data-lightboxthumbs='1' data-layout='list' data-action='0'  ><div class=\"wpcp-browser-container wpcp-browser-tree--init wpcp-no-tree wpcp-browser--init\" style=\"width:100%;max-width:100%;\">\r\n    <div class=\"wpcp-browser-container-tree\" data-show-tree='0'>\r\n        <div class=\"wpcp-container-overlay\"><\/div>\r\n        <div class=\"nav-header\">\r\n            <a class=\"nav-tree-toggle entry-info-button\" tabindex=\"0\" title=\"Mostrar \u00e1rbol de carpetas\">\r\n                <i class=\"eva eva-arrowhead-left-outline\"><\/i>\r\n            <\/a>\r\n        <\/div>\r\n        <div class=\"wpcp-browser-tree\"><\/div>\r\n    <\/div>\r\n    <div class=\"wpcp-browser-container-content\">\r\n                <div class=\"nav-header nav-header-has-breadcrumb\">            <a class=\"nav-tree-toggle entry-info-button\" tabindex=\"0\" title=\"Mostrar \u00e1rbol de carpetas\">\r\n                <i class=\"eva eva-arrowhead-left-outline\"><\/i>\r\n            <\/a>\r\n            <a class=\"nav-home entry-info-button\" title=\"Vuelva a la carpeta de inicio\" tabindex=\"0\">\r\n                <i class=\"eva eva-home-outline\"><\/i>\r\n            <\/a>\r\n            <div class=\"nav-title\">Cargando&#8230;<\/div>\r\n                        <a class=\"nav-search entry-info-button\" tabindex=\"0\">\r\n                <i class=\"eva eva-search\"><\/i>\r\n            <\/a>\r\n\r\n            <div class=\"tippy-content-holder search-wrapper\">\r\n                <a class=\"search-icon search-submit\" href=\"javascript:;\"><i class=\"eva eva-search\"><\/i><\/a>\r\n                <input class=\"search-input\" name=\"q\" type=\"search\" autocomplete=\"off\" size=\"40\" aria-label=\"Buscar\" placeholder=\"B\u00fasqueda de archivos y contenido\" \/>\r\n                <a class=\"search-remove\" href=\"javascript:;\" title=\"Limpiar\"><i class=\"eva eva-close\"><\/i><\/a>\r\n            <\/div>\r\n            \r\n\r\n            <a class=\"nav-sort entry-info-button\" title=\"Opciones de orden\">\r\n                <i class=\"eva eva-options\"><\/i>\r\n            <\/a>\r\n            <div class=\"tippy-content-holder sort-div\">\r\n                <ul class='nav-sorting-list'>\r\n                    <li><a class=\"nav-sorting-field nav-name sort-selected\" data-field=\"name\" title=\"Nombre\">\r\n                            Nombre                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-size \" data-field=\"size\" title=\"Tama\u00f1o\">\r\n                            Tama\u00f1o                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-modified \" data-field=\"modified\" title=\"Modificado\">\r\n                            Modificado                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-datetaken \" data-field=\"datetaken\" title=\"Fecha de creaci\u00f3n\">\r\n                            Fecha de creaci\u00f3n                        <\/a>\r\n                    <\/li>\r\n                    <li class=\"list-separator\">&nbsp;<\/li>\r\n                    <li><a class=\"nav-sorting-order nav-asc \" data-order=\"asc\" title=\"Ascendente\">\r\n                            Ascendente                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-order nav-desc sort-selected\" data-order=\"desc\" title=\"Descendente\">\r\n                            Descendente                        <\/a>\r\n                    <\/li>\r\n                <\/ul>\r\n            <\/div>\r\n\r\n            <a class=\"nav-gear entry-info-button\" title=\"M\u00e1s acciones\">\r\n                <i class=\"eva eva-more-vertical-outline\"><\/i>\r\n            <\/a>\r\n            <div class=\"tippy-content-holder gear-div\" data-token=\"be186d572eb527ffbbeee4e534fa7ea6\">\r\n                <ul data-id=\"be186d572eb527ffbbeee4e534fa7ea6\">\r\n\r\n                                        <li style=\"display: none\"><a class=\"nav-layout nav-layout-grid\" title=\"Ver como rejilla\">\r\n                            <i class=\"eva eva-grid-outline eva-lg\"><\/i>Ver como rejilla                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-layout nav-layout-list\" title=\"Ver como lista\">\r\n                            <i class=\"eva eva-list-outline eva-lg\"><\/i>Ver como lista                        <\/a>\r\n                    <\/li>\r\n                                        <li class='gear-menu-no-options' style=\"display: none\"><a><i class='eva eva-info-outline eva-lg'><\/i>No hay opciones&#8230;<\/a><\/li>\r\n                <\/ul>\r\n            <\/div>\r\n                        <a class=\"nav-refresh entry-info-button\" title=\"Actualizar\">\r\n                <i class=\"eva eva-sync\"><\/i>\r\n            <\/a>\r\n                    <\/div>        <div class=\"wpcp-container-content\">\r\n            <div class=\"loading initialize\">                <svg class=\"loader-spinner\" viewBox=\"25 25 50 50\">\r\n                    <circle class=\"path\" cx=\"50\" cy=\"50\" r=\"20\" fill=\"none\" stroke-width=\"3\" stroke-miterlimit=\"10\"><\/circle>\r\n                <\/svg>\r\n                            <\/div>\r\n            <div class=\"ajax-filelist\" style=\"\">\r\n                <div class='files'>\r\n                    <div class=\"folders-container\"><div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                    <div class=\"files-container\"><div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div class=\"scroll-to-top\">\r\n                <button class=\"scroll-to-top-action button button-round-icon secondary button-round-icon-lg button-shadow-3\" type=\"button\" title=\"Ir arriba\" aria-expanded=\"false\"><i class=\"eva eva-arrow-upward-outline eva-2x\"><\/i><\/button>\r\n                            <\/div>\r\n            <div class=\"wpcp-browser-container-info\">\r\n                <div class=\"wpcp-container-overlay\"><\/div>\r\n                <div class=\"wpcp-info-content\">\r\n                    <div class=\"wpcp-info-close entry-info-button\">\r\n                        <i class=\"eva eva-close eva-lg\" aria-hidden=\"true\"><\/i>\r\n                    <\/div>\r\n                    <div class=\"wpcp-info-thumbnail\"><\/div>\r\n                    <div class=\"wpcp-info-list\"><\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div><\/div><\/div><div class='wpcp-module-script'><script type='text\/javascript'>if (typeof(jQuery) !== 'undefined' && typeof(jQuery.cp) !== 'undefined' && typeof(jQuery.cp.ShareoneDrive) === 'function') { jQuery('#ShareoneDrive-be186d572eb527ffbbeee4e534fa7ea6').ShareoneDrive(ShareoneDrive_vars); };<\/script><\/div><\/div>                    <\/div>\n\t\t        \n                    <div id=\"comportamiento-crediticio-sectorial-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"comportamiento-crediticio-sectorial-tab\">\n\t\t\t\t        <p>En base a un an\u00e1lisis comparativo anual del cr\u00e9dito eval\u00faa\u00a0 el comportamiento de la cartera productiva, seg\u00fan el tipo de cr\u00e9dito,\u00a0 por sector, subsector, actividad, destino financiero y destino geogr\u00e1fico.<\/p><div id='wpcp-b358543dc26dec0a62b809179d0ed24b' class='wpcp-container'><div id='ShareoneDrive' class=' files  wpcp-has-scroll-to-top' data-module-id='wpcp-b358543dc26dec0a62b809179d0ed24b' style='display:none'><noscript><div class='ShareoneDrive-nojsmessage'>Para ver este contenido, necesita tener activado JavaScript en su navegador.<br\/><a href='http:\/\/www.enable-javascript.com\/' target='_blank'>Para hacerlo, siga las siguientes instrucciones<\/a>.<\/div><\/noscript><div class='wpcp-module ShareoneDrive files jsdisabled wpcp-list-view'  id='ShareoneDrive-b358543dc26dec0a62b809179d0ed24b' data-token='b358543dc26dec0a62b809179d0ed24b' data-account-id='341c37a6-daa9-4b83-adad-506b00ccb984' data-drive-id='b!Iz-mji9B1EqK1eiAuGWU7x82x3m7uftFja_xK_rSLWY6gLR41EOqTYg222Ho8lwD' data-id='' data-org-id='' data-path='bnVsbA==' data-org-path='bnVsbA==' data-source='95477fd105a069b6b67bc8b11d310dc6' data-sort='name:desc' data-list='files' data-query='' data-lightboxnav='1' data-lightboxthumbs='1' data-layout='list' data-action='0'  ><div class=\"wpcp-browser-container wpcp-browser-tree--init wpcp-no-tree wpcp-browser--init\" style=\"width:100%;max-width:100%;\">\r\n    <div class=\"wpcp-browser-container-tree\" data-show-tree='0'>\r\n        <div class=\"wpcp-container-overlay\"><\/div>\r\n        <div class=\"nav-header\">\r\n            <a class=\"nav-tree-toggle entry-info-button\" tabindex=\"0\" title=\"Mostrar \u00e1rbol de carpetas\">\r\n                <i class=\"eva eva-arrowhead-left-outline\"><\/i>\r\n            <\/a>\r\n        <\/div>\r\n        <div class=\"wpcp-browser-tree\"><\/div>\r\n    <\/div>\r\n    <div class=\"wpcp-browser-container-content\">\r\n                <div class=\"nav-header nav-header-has-breadcrumb\">            <a class=\"nav-tree-toggle entry-info-button\" tabindex=\"0\" title=\"Mostrar \u00e1rbol de carpetas\">\r\n                <i class=\"eva eva-arrowhead-left-outline\"><\/i>\r\n            <\/a>\r\n            <a class=\"nav-home entry-info-button\" title=\"Vuelva a la carpeta de inicio\" tabindex=\"0\">\r\n                <i class=\"eva eva-home-outline\"><\/i>\r\n            <\/a>\r\n            <div class=\"nav-title\">Cargando&#8230;<\/div>\r\n                        <a class=\"nav-search entry-info-button\" tabindex=\"0\">\r\n                <i class=\"eva eva-search\"><\/i>\r\n            <\/a>\r\n\r\n            <div class=\"tippy-content-holder search-wrapper\">\r\n                <a class=\"search-icon search-submit\" href=\"javascript:;\"><i class=\"eva eva-search\"><\/i><\/a>\r\n                <input class=\"search-input\" name=\"q\" type=\"search\" autocomplete=\"off\" size=\"40\" aria-label=\"Buscar\" placeholder=\"B\u00fasqueda de archivos y contenido\" \/>\r\n                <a class=\"search-remove\" href=\"javascript:;\" title=\"Limpiar\"><i class=\"eva eva-close\"><\/i><\/a>\r\n            <\/div>\r\n            \r\n\r\n            <a class=\"nav-sort entry-info-button\" title=\"Opciones de orden\">\r\n                <i class=\"eva eva-options\"><\/i>\r\n            <\/a>\r\n            <div class=\"tippy-content-holder sort-div\">\r\n                <ul class='nav-sorting-list'>\r\n                    <li><a class=\"nav-sorting-field nav-name sort-selected\" data-field=\"name\" title=\"Nombre\">\r\n                            Nombre                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-size \" data-field=\"size\" title=\"Tama\u00f1o\">\r\n                            Tama\u00f1o                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-modified \" data-field=\"modified\" title=\"Modificado\">\r\n                            Modificado                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-datetaken \" data-field=\"datetaken\" title=\"Fecha de creaci\u00f3n\">\r\n                            Fecha de creaci\u00f3n                        <\/a>\r\n                    <\/li>\r\n                    <li class=\"list-separator\">&nbsp;<\/li>\r\n                    <li><a class=\"nav-sorting-order nav-asc \" data-order=\"asc\" title=\"Ascendente\">\r\n                            Ascendente                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-order nav-desc sort-selected\" data-order=\"desc\" title=\"Descendente\">\r\n                            Descendente                        <\/a>\r\n                    <\/li>\r\n                <\/ul>\r\n            <\/div>\r\n\r\n            <a class=\"nav-gear entry-info-button\" title=\"M\u00e1s acciones\">\r\n                <i class=\"eva eva-more-vertical-outline\"><\/i>\r\n            <\/a>\r\n            <div class=\"tippy-content-holder gear-div\" data-token=\"b358543dc26dec0a62b809179d0ed24b\">\r\n                <ul data-id=\"b358543dc26dec0a62b809179d0ed24b\">\r\n\r\n                                        <li style=\"display: none\"><a class=\"nav-layout nav-layout-grid\" title=\"Ver como rejilla\">\r\n                            <i class=\"eva eva-grid-outline eva-lg\"><\/i>Ver como rejilla                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-layout nav-layout-list\" title=\"Ver como lista\">\r\n                            <i class=\"eva eva-list-outline eva-lg\"><\/i>Ver como lista                        <\/a>\r\n                    <\/li>\r\n                                        <li class='gear-menu-no-options' style=\"display: none\"><a><i class='eva eva-info-outline eva-lg'><\/i>No hay opciones&#8230;<\/a><\/li>\r\n                <\/ul>\r\n            <\/div>\r\n                        <a class=\"nav-refresh entry-info-button\" title=\"Actualizar\">\r\n                <i class=\"eva eva-sync\"><\/i>\r\n            <\/a>\r\n                    <\/div>        <div class=\"wpcp-container-content\">\r\n            <div class=\"loading initialize\">                <svg class=\"loader-spinner\" viewBox=\"25 25 50 50\">\r\n                    <circle class=\"path\" cx=\"50\" cy=\"50\" r=\"20\" fill=\"none\" stroke-width=\"3\" stroke-miterlimit=\"10\"><\/circle>\r\n                <\/svg>\r\n                            <\/div>\r\n            <div class=\"ajax-filelist\" style=\"\">\r\n                <div class='files'>\r\n                    <div class=\"folders-container\"><div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                    <div class=\"files-container\"><div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div class=\"scroll-to-top\">\r\n                <button class=\"scroll-to-top-action button button-round-icon secondary button-round-icon-lg button-shadow-3\" type=\"button\" title=\"Ir arriba\" aria-expanded=\"false\"><i class=\"eva eva-arrow-upward-outline eva-2x\"><\/i><\/button>\r\n                            <\/div>\r\n            <div class=\"wpcp-browser-container-info\">\r\n                <div class=\"wpcp-container-overlay\"><\/div>\r\n                <div class=\"wpcp-info-content\">\r\n                    <div class=\"wpcp-info-close entry-info-button\">\r\n                        <i class=\"eva eva-close eva-lg\" aria-hidden=\"true\"><\/i>\r\n                    <\/div>\r\n                    <div class=\"wpcp-info-thumbnail\"><\/div>\r\n                    <div class=\"wpcp-info-list\"><\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div><\/div><\/div><div class='wpcp-module-script'><script type='text\/javascript'>if (typeof(jQuery) !== 'undefined' && typeof(jQuery.cp) !== 'undefined' && typeof(jQuery.cp.ShareoneDrive) === 'function') { jQuery('#ShareoneDrive-b358543dc26dec0a62b809179d0ed24b').ShareoneDrive(ShareoneDrive_vars); };<\/script><\/div><\/div>                    <\/div>\n\t\t        \n                    <div id=\"comportamiento-financiero-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"comportamiento-financiero-tab\">\n\t\t\t\t        <p>Incluye un an\u00e1lisis comparativo anual de las principales cuentas del activo, pasivo, patrimonio e indicadores financieros de la Banca Privada<\/p><div id='wpcp-ebcda93fd609072235ba2a6efaf42bfe' class='wpcp-container'><div id='ShareoneDrive' class=' files  wpcp-has-scroll-to-top' data-module-id='wpcp-ebcda93fd609072235ba2a6efaf42bfe' style='display:none'><noscript><div class='ShareoneDrive-nojsmessage'>Para ver este contenido, necesita tener activado JavaScript en su navegador.<br\/><a href='http:\/\/www.enable-javascript.com\/' target='_blank'>Para hacerlo, siga las siguientes instrucciones<\/a>.<\/div><\/noscript><div class='wpcp-module ShareoneDrive files jsdisabled wpcp-list-view'  id='ShareoneDrive-ebcda93fd609072235ba2a6efaf42bfe' data-token='ebcda93fd609072235ba2a6efaf42bfe' data-account-id='341c37a6-daa9-4b83-adad-506b00ccb984' data-drive-id='b!Iz-mji9B1EqK1eiAuGWU7x82x3m7uftFja_xK_rSLWY6gLR41EOqTYg222Ho8lwD' data-id='' data-org-id='' data-path='bnVsbA==' data-org-path='bnVsbA==' data-source='576136ed2249ecb11b77d7290de12b2e' data-sort='name:desc' data-list='files' data-query='' data-lightboxnav='1' data-lightboxthumbs='1' data-layout='list' data-action='0'  ><div class=\"wpcp-browser-container wpcp-browser-tree--init wpcp-no-tree wpcp-browser--init\" style=\"width:100%;max-width:100%;\">\r\n    <div class=\"wpcp-browser-container-tree\" data-show-tree='0'>\r\n        <div class=\"wpcp-container-overlay\"><\/div>\r\n        <div class=\"nav-header\">\r\n            <a class=\"nav-tree-toggle entry-info-button\" tabindex=\"0\" title=\"Mostrar \u00e1rbol de carpetas\">\r\n                <i class=\"eva eva-arrowhead-left-outline\"><\/i>\r\n            <\/a>\r\n        <\/div>\r\n        <div class=\"wpcp-browser-tree\"><\/div>\r\n    <\/div>\r\n    <div class=\"wpcp-browser-container-content\">\r\n                <div class=\"nav-header nav-header-has-breadcrumb\">            <a class=\"nav-tree-toggle entry-info-button\" tabindex=\"0\" title=\"Mostrar \u00e1rbol de carpetas\">\r\n                <i class=\"eva eva-arrowhead-left-outline\"><\/i>\r\n            <\/a>\r\n            <a class=\"nav-home entry-info-button\" title=\"Vuelva a la carpeta de inicio\" tabindex=\"0\">\r\n                <i class=\"eva eva-home-outline\"><\/i>\r\n            <\/a>\r\n            <div class=\"nav-title\">Cargando&#8230;<\/div>\r\n                        <a class=\"nav-search entry-info-button\" tabindex=\"0\">\r\n                <i class=\"eva eva-search\"><\/i>\r\n            <\/a>\r\n\r\n            <div class=\"tippy-content-holder search-wrapper\">\r\n                <a class=\"search-icon search-submit\" href=\"javascript:;\"><i class=\"eva eva-search\"><\/i><\/a>\r\n                <input class=\"search-input\" name=\"q\" type=\"search\" autocomplete=\"off\" size=\"40\" aria-label=\"Buscar\" placeholder=\"B\u00fasqueda de archivos y contenido\" \/>\r\n                <a class=\"search-remove\" href=\"javascript:;\" title=\"Limpiar\"><i class=\"eva eva-close\"><\/i><\/a>\r\n            <\/div>\r\n            \r\n\r\n            <a class=\"nav-sort entry-info-button\" title=\"Opciones de orden\">\r\n                <i class=\"eva eva-options\"><\/i>\r\n            <\/a>\r\n            <div class=\"tippy-content-holder sort-div\">\r\n                <ul class='nav-sorting-list'>\r\n                    <li><a class=\"nav-sorting-field nav-name sort-selected\" data-field=\"name\" title=\"Nombre\">\r\n                            Nombre                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-size \" data-field=\"size\" title=\"Tama\u00f1o\">\r\n                            Tama\u00f1o                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-modified \" data-field=\"modified\" title=\"Modificado\">\r\n                            Modificado                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-datetaken \" data-field=\"datetaken\" title=\"Fecha de creaci\u00f3n\">\r\n                            Fecha de creaci\u00f3n                        <\/a>\r\n                    <\/li>\r\n                    <li class=\"list-separator\">&nbsp;<\/li>\r\n                    <li><a class=\"nav-sorting-order nav-asc \" data-order=\"asc\" title=\"Ascendente\">\r\n                            Ascendente                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-order nav-desc sort-selected\" data-order=\"desc\" title=\"Descendente\">\r\n                            Descendente                        <\/a>\r\n                    <\/li>\r\n                <\/ul>\r\n            <\/div>\r\n\r\n            <a class=\"nav-gear entry-info-button\" title=\"M\u00e1s acciones\">\r\n                <i class=\"eva eva-more-vertical-outline\"><\/i>\r\n            <\/a>\r\n            <div class=\"tippy-content-holder gear-div\" data-token=\"ebcda93fd609072235ba2a6efaf42bfe\">\r\n                <ul data-id=\"ebcda93fd609072235ba2a6efaf42bfe\">\r\n\r\n                                        <li style=\"display: none\"><a class=\"nav-layout nav-layout-grid\" title=\"Ver como rejilla\">\r\n                            <i class=\"eva eva-grid-outline eva-lg\"><\/i>Ver como rejilla                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-layout nav-layout-list\" title=\"Ver como lista\">\r\n                            <i class=\"eva eva-list-outline eva-lg\"><\/i>Ver como lista                        <\/a>\r\n                    <\/li>\r\n                                        <li class='gear-menu-no-options' style=\"display: none\"><a><i class='eva eva-info-outline eva-lg'><\/i>No hay opciones&#8230;<\/a><\/li>\r\n                <\/ul>\r\n            <\/div>\r\n                        <a class=\"nav-refresh entry-info-button\" title=\"Actualizar\">\r\n                <i class=\"eva eva-sync\"><\/i>\r\n            <\/a>\r\n                    <\/div>        <div class=\"wpcp-container-content\">\r\n            <div class=\"loading initialize\">                <svg class=\"loader-spinner\" viewBox=\"25 25 50 50\">\r\n                    <circle class=\"path\" cx=\"50\" cy=\"50\" r=\"20\" fill=\"none\" stroke-width=\"3\" stroke-miterlimit=\"10\"><\/circle>\r\n                <\/svg>\r\n                            <\/div>\r\n            <div class=\"ajax-filelist\" style=\"\">\r\n                <div class='files'>\r\n                    <div class=\"folders-container\"><div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                    <div class=\"files-container\"><div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div class=\"scroll-to-top\">\r\n                <button class=\"scroll-to-top-action button button-round-icon secondary button-round-icon-lg button-shadow-3\" type=\"button\" title=\"Ir arriba\" aria-expanded=\"false\"><i class=\"eva eva-arrow-upward-outline eva-2x\"><\/i><\/button>\r\n                            <\/div>\r\n            <div class=\"wpcp-browser-container-info\">\r\n                <div class=\"wpcp-container-overlay\"><\/div>\r\n                <div class=\"wpcp-info-content\">\r\n                    <div class=\"wpcp-info-close entry-info-button\">\r\n                        <i class=\"eva eva-close eva-lg\" aria-hidden=\"true\"><\/i>\r\n                    <\/div>\r\n                    <div class=\"wpcp-info-thumbnail\"><\/div>\r\n                    <div class=\"wpcp-info-list\"><\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div><\/div><\/div><div class='wpcp-module-script'><script type='text\/javascript'>if (typeof(jQuery) !== 'undefined' && typeof(jQuery.cp) !== 'undefined' && typeof(jQuery.cp.ShareoneDrive) === 'function') { jQuery('#ShareoneDrive-ebcda93fd609072235ba2a6efaf42bfe').ShareoneDrive(ShareoneDrive_vars); };<\/script><\/div><\/div>                    <\/div>\n\t\t        \n                    <div id=\"fichas-crediticias-sectoriales-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"fichas-crediticias-sectoriales-tab\">\n\t\t\t\t        <p>Identifica los sectores de mayor concentraci\u00f3n crediticia y mora por sector, subsector, actividad, destino financiero, provincia y cant\u00f3n.<\/p><div id='wpcp-942d3c6b8ba54dfca43b3152c9a2379c' class='wpcp-container'><div id='ShareoneDrive' class=' files  wpcp-has-scroll-to-top' data-module-id='wpcp-942d3c6b8ba54dfca43b3152c9a2379c' style='display:none'><noscript><div class='ShareoneDrive-nojsmessage'>Para ver este contenido, necesita tener activado JavaScript en su navegador.<br\/><a href='http:\/\/www.enable-javascript.com\/' target='_blank'>Para hacerlo, siga las siguientes instrucciones<\/a>.<\/div><\/noscript><div class='wpcp-module ShareoneDrive files jsdisabled wpcp-list-view'  id='ShareoneDrive-942d3c6b8ba54dfca43b3152c9a2379c' data-token='942d3c6b8ba54dfca43b3152c9a2379c' data-account-id='341c37a6-daa9-4b83-adad-506b00ccb984' data-drive-id='b!Iz-mji9B1EqK1eiAuGWU7x82x3m7uftFja_xK_rSLWY6gLR41EOqTYg222Ho8lwD' data-id='' data-org-id='' data-path='bnVsbA==' data-org-path='bnVsbA==' data-source='f09bf3cd2d1bda6ee0a8a229a1beb0e6' data-sort='name:desc' data-list='files' data-query='' data-lightboxnav='1' data-lightboxthumbs='1' data-layout='list' data-action='0'  ><div class=\"wpcp-browser-container wpcp-browser-tree--init wpcp-no-tree wpcp-browser--init\" style=\"width:100%;max-width:100%;\">\r\n    <div class=\"wpcp-browser-container-tree\" data-show-tree='0'>\r\n        <div class=\"wpcp-container-overlay\"><\/div>\r\n        <div class=\"nav-header\">\r\n            <a class=\"nav-tree-toggle entry-info-button\" tabindex=\"0\" title=\"Mostrar \u00e1rbol de carpetas\">\r\n                <i class=\"eva eva-arrowhead-left-outline\"><\/i>\r\n            <\/a>\r\n        <\/div>\r\n        <div class=\"wpcp-browser-tree\"><\/div>\r\n    <\/div>\r\n    <div class=\"wpcp-browser-container-content\">\r\n                <div class=\"nav-header nav-header-has-breadcrumb\">            <a class=\"nav-tree-toggle entry-info-button\" tabindex=\"0\" title=\"Mostrar \u00e1rbol de carpetas\">\r\n                <i class=\"eva eva-arrowhead-left-outline\"><\/i>\r\n            <\/a>\r\n            <a class=\"nav-home entry-info-button\" title=\"Vuelva a la carpeta de inicio\" tabindex=\"0\">\r\n                <i class=\"eva eva-home-outline\"><\/i>\r\n            <\/a>\r\n            <div class=\"nav-title\">Cargando&#8230;<\/div>\r\n                        <a class=\"nav-search entry-info-button\" tabindex=\"0\">\r\n                <i class=\"eva eva-search\"><\/i>\r\n            <\/a>\r\n\r\n            <div class=\"tippy-content-holder search-wrapper\">\r\n                <a class=\"search-icon search-submit\" href=\"javascript:;\"><i class=\"eva eva-search\"><\/i><\/a>\r\n                <input class=\"search-input\" name=\"q\" type=\"search\" autocomplete=\"off\" size=\"40\" aria-label=\"Buscar\" placeholder=\"B\u00fasqueda de archivos y contenido\" \/>\r\n                <a class=\"search-remove\" href=\"javascript:;\" title=\"Limpiar\"><i class=\"eva eva-close\"><\/i><\/a>\r\n            <\/div>\r\n            \r\n\r\n            <a class=\"nav-sort entry-info-button\" title=\"Opciones de orden\">\r\n                <i class=\"eva eva-options\"><\/i>\r\n            <\/a>\r\n            <div class=\"tippy-content-holder sort-div\">\r\n                <ul class='nav-sorting-list'>\r\n                    <li><a class=\"nav-sorting-field nav-name sort-selected\" data-field=\"name\" title=\"Nombre\">\r\n                            Nombre                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-size \" data-field=\"size\" title=\"Tama\u00f1o\">\r\n                            Tama\u00f1o                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-modified \" data-field=\"modified\" title=\"Modificado\">\r\n                            Modificado                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-datetaken \" data-field=\"datetaken\" title=\"Fecha de creaci\u00f3n\">\r\n                            Fecha de creaci\u00f3n                        <\/a>\r\n                    <\/li>\r\n                    <li class=\"list-separator\">&nbsp;<\/li>\r\n                    <li><a class=\"nav-sorting-order nav-asc \" data-order=\"asc\" title=\"Ascendente\">\r\n                            Ascendente                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-order nav-desc sort-selected\" data-order=\"desc\" title=\"Descendente\">\r\n                            Descendente                        <\/a>\r\n                    <\/li>\r\n                <\/ul>\r\n            <\/div>\r\n\r\n            <a class=\"nav-gear entry-info-button\" title=\"M\u00e1s acciones\">\r\n                <i class=\"eva eva-more-vertical-outline\"><\/i>\r\n            <\/a>\r\n            <div class=\"tippy-content-holder gear-div\" data-token=\"942d3c6b8ba54dfca43b3152c9a2379c\">\r\n                <ul data-id=\"942d3c6b8ba54dfca43b3152c9a2379c\">\r\n\r\n                                        <li style=\"display: none\"><a class=\"nav-layout nav-layout-grid\" title=\"Ver como rejilla\">\r\n                            <i class=\"eva eva-grid-outline eva-lg\"><\/i>Ver como rejilla                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-layout nav-layout-list\" title=\"Ver como lista\">\r\n                            <i class=\"eva eva-list-outline eva-lg\"><\/i>Ver como lista                        <\/a>\r\n                    <\/li>\r\n                                        <li class='gear-menu-no-options' style=\"display: none\"><a><i class='eva eva-info-outline eva-lg'><\/i>No hay opciones&#8230;<\/a><\/li>\r\n                <\/ul>\r\n            <\/div>\r\n                        <a class=\"nav-refresh entry-info-button\" title=\"Actualizar\">\r\n                <i class=\"eva eva-sync\"><\/i>\r\n            <\/a>\r\n                    <\/div>        <div class=\"wpcp-container-content\">\r\n            <div class=\"loading initialize\">                <svg class=\"loader-spinner\" viewBox=\"25 25 50 50\">\r\n                    <circle class=\"path\" cx=\"50\" cy=\"50\" r=\"20\" fill=\"none\" stroke-width=\"3\" stroke-miterlimit=\"10\"><\/circle>\r\n                <\/svg>\r\n                            <\/div>\r\n            <div class=\"ajax-filelist\" style=\"\">\r\n                <div class='files'>\r\n                    <div class=\"folders-container\"><div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry folder skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n                <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                    <div class=\"files-container\"><div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div class=\"scroll-to-top\">\r\n                <button class=\"scroll-to-top-action button button-round-icon secondary button-round-icon-lg button-shadow-3\" type=\"button\" title=\"Ir arriba\" aria-expanded=\"false\"><i class=\"eva eva-arrow-upward-outline eva-2x\"><\/i><\/button>\r\n                            <\/div>\r\n            <div class=\"wpcp-browser-container-info\">\r\n                <div class=\"wpcp-container-overlay\"><\/div>\r\n                <div class=\"wpcp-info-content\">\r\n                    <div class=\"wpcp-info-close entry-info-button\">\r\n                        <i class=\"eva eva-close eva-lg\" aria-hidden=\"true\"><\/i>\r\n                    <\/div>\r\n                    <div class=\"wpcp-info-thumbnail\"><\/div>\r\n                    <div class=\"wpcp-info-list\"><\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div><\/div><\/div><div class='wpcp-module-script'><script type='text\/javascript'>if (typeof(jQuery) !== 'undefined' && typeof(jQuery.cp) !== 'undefined' && typeof(jQuery.cp.ShareoneDrive) === 'function') { jQuery('#ShareoneDrive-942d3c6b8ba54dfca43b3152c9a2379c').ShareoneDrive(ShareoneDrive_vars); };<\/script><\/div><\/div>\n<table id=\"tablepress-47\" class=\"tablepress tablepress-id-47\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"5\" class=\"column-1\">DATOS BANCA PRIVADA<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2016<\/td><td class=\"column-2\"><strong>Marzo<\/td><td class=\"column-3\"><strong>Junio<\/td><td class=\"column-4\"><strong>Septiembre<\/td><td class=\"column-5\"><strong>Diciembre<\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2022\/01\/ficha_sectores_mar_16.zip\">Por Sector Econ\u00f3mico<\/a><\/td><td class=\"column-3\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2022\/01\/ficha_sectores_jun_16.zip\">Por Sector Econ\u00f3mico<\/a><\/td><td class=\"column-4\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2022\/01\/ficha_sectores_sept_16.zip\">Por Sector Econ\u00f3mico<\/a><\/td><td class=\"column-5\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2022\/01\/ficha_sectores_dic_16.zip\">Por Sector Econ\u00f3mico<\/a><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><a href=\"http:\/\/oidprd.sbs.gob.ec\/medios\/PORTALDOCS\/downloads\/articulos_financieros\/Estudios%20Sectoriales\/2016\/ficha_subsectores_mar_16.rar\">Por Subsector Econ\u00f3mico<\/a><\/td><td class=\"column-3\"><a href=\"http:\/\/oidprd.sbs.gob.ec\/medios\/PORTALDOCS\/downloads\/articulos_financieros\/Estudios%20Sectoriales\/2016\/ficha_subsectores_jun_16.rar\">Por Subsector Econ\u00f3mico<\/a><\/td><td class=\"column-4\"><a href=\"http:\/\/oidprd.sbs.gob.ec\/medios\/PORTALDOCS\/downloads\/articulos_financieros\/Estudios%20Sectoriales\/2016\/ficha_subsectores_sept_16.rar\">Por Subsector Econ\u00f3mico<\/a><\/td><td class=\"column-5\"><a href=\"http:\/\/oidprd.sbs.gob.ec\/medios\/PORTALDOCS\/downloads\/articulos_financieros\/Estudios%20Sectoriales\/2016\/ficha_subsectores_dic_16.rar\">Por Subsector Econ\u00f3mico<\/a><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><a href=\"http:\/\/oidprd.sbs.gob.ec\/medios\/PORTALDOCS\/downloads\/articulos_financieros\/Estudios%20Sectoriales\/2016\/ficha_actividades_mar_16.rar\">Por Actividad Econ\u00f3mica<\/a><\/td><td class=\"column-3\"><a href=\"http:\/\/oidprd.sbs.gob.ec\/medios\/PORTALDOCS\/downloads\/articulos_financieros\/Estudios%20Sectoriales\/2016\/ficha_actividades_jun_16.rar\">Por Actividad Econ\u00f3mica<\/a><\/td><td class=\"column-4\"><a href=\"http:\/\/oidprd.sbs.gob.ec\/medios\/PORTALDOCS\/downloads\/articulos_financieros\/Estudios%20Sectoriales\/2016\/ficha_actividades_sept_16.rar\">Por Actividad Econ\u00f3mica<\/a><\/td><td class=\"column-5\"><a href=\"http:\/\/oidprd.sbs.gob.ec\/medios\/PORTALDOCS\/downloads\/articulos_financieros\/Estudios%20Sectoriales\/2016\/ficha_actividades_dic_16.rar\">Por Actividad Econ\u00f3mica<\/a><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2015<\/td><td class=\"column-2\"><strong>Marzo<\/td><td class=\"column-3\"><strong>Junio<\/td><td class=\"column-4\"><strong>Septiembre<\/td><td class=\"column-5\"><strong>Diciembre<\/td>\n<\/tr>\n<tr class=\"row-7\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Por Sector Econ\u00f3mico<\/td><td class=\"column-3\">Por Sector Econ\u00f3mico<\/td><td class=\"column-4\">Por Sector Econ\u00f3mico<\/td><td class=\"column-5\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2022\/01\/ficha-sectores-dic-15.zip\">Por Sector Econ\u00f3mico<\/a><\/td>\n<\/tr>\n<tr class=\"row-8\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Por Subsector Econ\u00f3mico<\/td><td class=\"column-3\">Por Subsector Econ\u00f3mico<\/td><td class=\"column-4\">Por Subsector Econ\u00f3mico<\/td><td class=\"column-5\"><a href=\"http:\/\/oidprd.sbs.gob.ec\/medios\/PORTALDOCS\/downloads\/articulos_financieros\/Estudios%20Sectoriales\/2015\/ficha_subsectores_dic_15.rar\">Subsector Econ\u00f3mico<\/a><\/td>\n<\/tr>\n<tr class=\"row-9\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\">Por Actividad Econ\u00f3mica<\/td><td class=\"column-3\">Por Actividad Econ\u00f3mica<\/td><td class=\"column-4\">Por Actividad Econ\u00f3mica<\/td><td class=\"column-5\"><a href=\"http:\/\/oidprd.sbs.gob.ec\/medios\/PORTALDOCS\/downloads\/articulos_financieros\/Estudios%20Sectoriales\/2015\/ficha_actividades_dic_15.rar\">Actividad Econ\u00f3mica<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-47 from cache -->                    <\/div>\n\t\t        \n                    <div id=\"interconexiones-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"interconexiones-tab\">\n\t\t\t\t        <p>Eval\u00faa la relaci\u00f3n que existe entre las operaciones ejecutadas entre instituciones financieras y mide el riesgo de contagio cuando existe el incumplimiento de una de ellas<\/p><div id='wpcp-a466302b21e5a9cbb4dc9eb4837a7658' class='wpcp-container'><div id='ShareoneDrive' class=' files  wpcp-has-scroll-to-top' data-module-id='wpcp-a466302b21e5a9cbb4dc9eb4837a7658' style='display:none'><noscript><div class='ShareoneDrive-nojsmessage'>Para ver este contenido, necesita tener activado JavaScript en su navegador.<br\/><a 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eva-search\"><\/i>\r\n            <\/a>\r\n\r\n            <div class=\"tippy-content-holder search-wrapper\">\r\n                <a class=\"search-icon search-submit\" href=\"javascript:;\"><i class=\"eva eva-search\"><\/i><\/a>\r\n                <input class=\"search-input\" name=\"q\" type=\"search\" autocomplete=\"off\" size=\"40\" aria-label=\"Buscar\" placeholder=\"B\u00fasqueda de archivos y contenido\" \/>\r\n                <a class=\"search-remove\" href=\"javascript:;\" title=\"Limpiar\"><i class=\"eva eva-close\"><\/i><\/a>\r\n            <\/div>\r\n            \r\n\r\n            <a class=\"nav-sort entry-info-button\" title=\"Opciones de orden\">\r\n                <i class=\"eva eva-options\"><\/i>\r\n            <\/a>\r\n            <div class=\"tippy-content-holder sort-div\">\r\n                <ul class='nav-sorting-list'>\r\n                    <li><a class=\"nav-sorting-field nav-name sort-selected\" data-field=\"name\" title=\"Nombre\">\r\n                            Nombre                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-size \" data-field=\"size\" title=\"Tama\u00f1o\">\r\n                            Tama\u00f1o                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-modified \" data-field=\"modified\" title=\"Modificado\">\r\n                            Modificado                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-datetaken \" data-field=\"datetaken\" title=\"Fecha de creaci\u00f3n\">\r\n                            Fecha de creaci\u00f3n                        <\/a>\r\n                    <\/li>\r\n                    <li class=\"list-separator\">&nbsp;<\/li>\r\n                    <li><a class=\"nav-sorting-order nav-asc \" data-order=\"asc\" title=\"Ascendente\">\r\n                            Ascendente                        <\/a>\r\n       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           <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                    <div class=\"files-container\"><div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div class=\"entry file skeleton-entry\">\r\n    <div class=\"entry_block\">\r\n         <div class=\"entry_thumbnail skeleton skeleton-img\"><\/div>        <div class=\"entry-info\">\r\n            <div class=\"entry-info-icon skeleton skeleton-icon\"><\/div>\r\n            <div class=\"entry-info-name\"><span class=\"skeleton skeleton-text\"><\/span><\/div>\r\n                        <div class=\"entry-info-modified-date skeleton skeleton-text-small\"><\/div>\r\n            <div class=\"entry-info-size skeleton skeleton-text-small\"><\/div>\r\n                    <\/div>\r\n    <\/div>\r\n<\/div>\r\n<\/div>\r\n                <\/div>\r\n            <\/div>\r\n            <div class=\"scroll-to-top\">\r\n                <button class=\"scroll-to-top-action button button-round-icon secondary button-round-icon-lg button-shadow-3\" type=\"button\" title=\"Ir arriba\" aria-expanded=\"false\"><i class=\"eva eva-arrow-upward-outline eva-2x\"><\/i><\/button>\r\n                            <\/div>\r\n            <div class=\"wpcp-browser-container-info\">\r\n                <div class=\"wpcp-container-overlay\"><\/div>\r\n                <div class=\"wpcp-info-content\">\r\n                    <div class=\"wpcp-info-close entry-info-button\">\r\n           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macro y microprudencial.<\/p><div id='wpcp-68e06a400e29f68b4089a8fb4b133380' class='wpcp-container'><div id='ShareoneDrive' class=' files  wpcp-has-scroll-to-top' data-module-id='wpcp-68e06a400e29f68b4089a8fb4b133380' style='display:none'><noscript><div class='ShareoneDrive-nojsmessage'>Para ver este contenido, necesita tener activado JavaScript en su navegador.<br\/><a href='http:\/\/www.enable-javascript.com\/' target='_blank'>Para hacerlo, siga las siguientes instrucciones<\/a>.<\/div><\/noscript><div class='wpcp-module ShareoneDrive files jsdisabled wpcp-list-view'  id='ShareoneDrive-68e06a400e29f68b4089a8fb4b133380' data-token='68e06a400e29f68b4089a8fb4b133380' data-account-id='341c37a6-daa9-4b83-adad-506b00ccb984' data-drive-id='b!Iz-mji9B1EqK1eiAuGWU7x82x3m7uftFja_xK_rSLWY6gLR41EOqTYg222Ho8lwD' data-id='' data-org-id='' data-path='bnVsbA==' data-org-path='bnVsbA==' data-source='26547628709921dfb34f5e585c67a919' data-sort='name:desc' data-list='files' data-query='' data-lightboxnav='1' data-lightboxthumbs='1' data-layout='list' data-action='0'  ><div class=\"wpcp-browser-container wpcp-browser-tree--init wpcp-no-tree wpcp-browser--init\" style=\"width:100%;max-width:100%;\">\r\n    <div class=\"wpcp-browser-container-tree\" data-show-tree='0'>\r\n        <div class=\"wpcp-container-overlay\"><\/div>\r\n        <div class=\"nav-header\">\r\n            <a class=\"nav-tree-toggle entry-info-button\" tabindex=\"0\" title=\"Mostrar \u00e1rbol de carpetas\">\r\n                <i class=\"eva eva-arrowhead-left-outline\"><\/i>\r\n            <\/a>\r\n        <\/div>\r\n        <div class=\"wpcp-browser-tree\"><\/div>\r\n    <\/div>\r\n    <div class=\"wpcp-browser-container-content\">\r\n                <div class=\"nav-header nav-header-has-breadcrumb\">            <a class=\"nav-tree-toggle entry-info-button\" tabindex=\"0\" title=\"Mostrar \u00e1rbol de carpetas\">\r\n                <i class=\"eva eva-arrowhead-left-outline\"><\/i>\r\n            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entry-info-button\" title=\"Opciones de orden\">\r\n                <i class=\"eva eva-options\"><\/i>\r\n            <\/a>\r\n            <div class=\"tippy-content-holder sort-div\">\r\n                <ul class='nav-sorting-list'>\r\n                    <li><a class=\"nav-sorting-field nav-name sort-selected\" data-field=\"name\" title=\"Nombre\">\r\n                            Nombre                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-size \" data-field=\"size\" title=\"Tama\u00f1o\">\r\n                            Tama\u00f1o                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-modified \" data-field=\"modified\" title=\"Modificado\">\r\n                            Modificado                        <\/a>\r\n                    <\/li>\r\n                    <li><a class=\"nav-sorting-field nav-datetaken \" data-field=\"datetaken\" title=\"Fecha de 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button-shadow-3\" type=\"button\" title=\"Ir arriba\" aria-expanded=\"false\"><i class=\"eva eva-arrow-upward-outline eva-2x\"><\/i><\/button>\r\n                            <\/div>\r\n            <div class=\"wpcp-browser-container-info\">\r\n                <div class=\"wpcp-container-overlay\"><\/div>\r\n                <div class=\"wpcp-info-content\">\r\n                    <div class=\"wpcp-info-close entry-info-button\">\r\n                        <i class=\"eva eva-close eva-lg\" aria-hidden=\"true\"><\/i>\r\n                    <\/div>\r\n                    <div class=\"wpcp-info-thumbnail\"><\/div>\r\n                    <div class=\"wpcp-info-list\"><\/div>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div><\/div><\/div><div class='wpcp-module-script'><script type='text\/javascript'>if (typeof(jQuery) !== 'undefined' && typeof(jQuery.cp) !== 'undefined' && typeof(jQuery.cp.ShareoneDrive) === 'function') { jQuery('#ShareoneDrive-68e06a400e29f68b4089a8fb4b133380').ShareoneDrive(ShareoneDrive_vars); };<\/script><\/div><\/div>                    <\/div>\n\t\t        \n                    <div id=\"estudios-especializados-tab\" class=\"clearfix eael-tab-content-item inactive\" data-title-link=\"estudios-especializados-tab\">\n\t\t\t\t        <p>Los \u201cEstudios Especializados\u201d presentan al usuario informes t\u00e9cnicos puntuales abordados a partir de datos o cifras recibidas y\/o generadas en la Superintendencia de Bancos y, con sus resultados emp\u00edricos, promover la investigaci\u00f3n hacia diversos temas.<\/p>\n<table id=\"tablepress-69\" class=\"tablepress tablepress-id-69\">\n<thead>\n<tr class=\"row-1\">\n\t<th colspan=\"4\" class=\"column-1\">ESTUDIOS ESPECIALIZADOS<\/th>\n<\/tr>\n<\/thead>\n<tbody class=\"row-striping row-hover\">\n<tr class=\"row-2\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2019<\/td><td class=\"column-2\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/wp-content\/uploads\/sites\/4\/downloads\/2020\/01\/comportamiento_credito_consumo_sept_19.pdf\">Comportamiento del Cr\u00e9dito de Consumo del Sistema Financiero Nacional<\/a><\/td><td class=\"column-3\"><\/td><td class=\"column-4\"><\/td>\n<\/tr>\n<tr class=\"row-3\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2018<\/td><td class=\"column-2\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/wp-content\/uploads\/sites\/4\/downloads\/2018\/12\/determinantes_tasa_morosidad_nov-18.pdf\">Determinantes de la Tasa de Morosidad de la Cartera Bruta de Consumo<\/a><\/td><td class=\"column-3\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2018\/06\/indice_vulnerabilidad_2018.pdf\">Indice de Vulneravilidad<\/a><\/td><td class=\"column-4\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2018\/09\/formalizacion_microfinanzas_2018.pdf\">Formalizaci\u00f3n de las microfinanzas y su impacto en el desarrollo del Sistema Financiero<\/a><\/td>\n<\/tr>\n<tr class=\"row-4\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/wp-content\/uploads\/sites\/4\/downloads\/2018\/06\/ciclo_del_credito_2018.pdf\">Ciclo del Cr\u00e9dito<\/a><\/td><td class=\"column-3\"><\/td><td class=\"column-4\"><\/td>\n<\/tr>\n<tr class=\"row-5\">\n\t<td class=\"column-1\"><strong>A\u00f1o 2017<\/td><td class=\"column-2\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/wp-content\/uploads\/sites\/4\/downloads\/2018\/05\/Inclusion_financiera_dic_17.pdf\">M\u00e9todos de Inclusi\u00f3n Financiera<\/a><\/td><td class=\"column-3\"><a href=\"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-content\/uploads\/sites\/4\/downloads\/2018\/09\/determinantes_morosidad_2017.pdf\">Determinantes de la Morosidad en el Sistema Bancario Ecuatoriano<\/a><\/td><td class=\"column-4\"><\/td>\n<\/tr>\n<tr class=\"row-6\">\n\t<td class=\"column-1\"><\/td><td class=\"column-2\"><\/td><td class=\"column-3\"><\/td><td class=\"column-4\"><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<!-- #tablepress-69 from cache -->                    <\/div>\n\t\t                    <\/div>\n        <\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b8d29d3 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b8d29d3\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Estudios La Superintendencia de Bancos publica estudios especializados, y an\u00e1lisis sobre el desempe\u00f1o y la evoluci\u00f3n de las entidades financieras y del sistema de seguridad social para el debate acad\u00e9mico, toma de decisiones en materia financieray la conformaci\u00f3n de perspectivas sobre los sectores controlados. Libros Especializados Click para ver el libro Click para ver el [&hellip;]<\/p>\n","protected":false},"author":12,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-1054","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-json\/wp\/v2\/pages\/1054"}],"collection":[{"href":"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-json\/wp\/v2\/users\/12"}],"replies":[{"embeddable":true,"href":"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-json\/wp\/v2\/comments?post=1054"}],"version-history":[{"count":312,"href":"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-json\/wp\/v2\/pages\/1054\/revisions"}],"predecessor-version":[{"id":9752,"href":"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-json\/wp\/v2\/pages\/1054\/revisions\/9752"}],"wp:attachment":[{"href":"https:\/\/www.superbancos.gob.ec\/estadisticas\/portalestudios\/wp-json\/wp\/v2\/media?parent=1054"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}